Tulare County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Tulare County, CA distress report, 2026: 45 ZIPs scored in Tulare, CA, Tulare, CA average 19/100; the top Tulare, CA ZIP is 93215 at 26/100; Tulare, CA market phase contraction, Tulare, CA prices -0.1% year over year.
- Tulare, CA ranks #3,112 nationally (opportunity index); Tulare, CA #52 in California; Tulare, CA index 21.9.
- Tulare, CA ninety-day mortgage delinquency 0.7% in December 2025; Tulare, CA twelve-month change -0.1%.
- Tulare, CA ZIP phases: 40 contraction, 5 peak.
- Tulare, CA residential listings tracked: 24 across 40 ZIPs; Tulare, CA candidate listings 7.
- Tulare, CA HUD assisted properties: 9 with 723 units.
- Tulare, CA lenders on watch: 8; largest Tulare, CA footprint Bank Of The Sierra (12 branches).
- Tulare, CA most distressed ZIP: 93215 at 26/100.
Tulare, CA figures: DLRadar distress index; Tulare, CA inputs: CFPB, FHFA, HUD, FDIC; Tulare, CA rebuilt as sources refresh.
| Rank | Tulare, CA ZIP | Score |
|---|---|---|
| 1 | 93215 | 26/100 |
| 2 | 93238 | 23/100 |
| 3 | 93527 | 23/100 |
| 4 | 93654 | 21/100 |
| 5 | 93641 | 20/100 |
| 6 | 93646 | 20/100 |
| 7 | 93201 | 19/100 |
| 8 | 93207 | 19/100 |
| 9 | 93208 | 19/100 |
| 10 | 93212 | 19/100 |
| 11 | 93218 | 19/100 |
| 12 | 93219 | 19/100 |
Most distressed Tulare, CA ZIPs (0-100, 2026)
Mortgage delinquency in Tulare, CA
0.7% of Tulare, CA mortgages were ninety-plus days late (Tulare, CA, December 2025); Tulare, CA thirty-to-eighty-nine days late: 2.9%; Tulare, CA twelve-month change -0.1%; Tulare, CA peak since 2008: 7.7% (December 2009); California overall 0.5%. Tulare, CA ninety-day series: Dec 24 0.8, Jan 25 0.8, Feb 25 0.8 (Tulare, CA), Mar 25 0.9, Apr 25 0.7, May 25 0.8 (Tulare, CA), Jun 25 0.8, Jul 25 0.7, Aug 25 0.6 (Tulare, CA), Sep 25 0.8, Oct 25 0.8, Nov 25 0.8 (Tulare, CA), Dec 25 0.7.
Opportunity index: Tulare, CA
Tulare, CA index 21.9, Tulare, CA phase weak; Tulare, CA primary driver bank institutional, Tulare, CA second driver vacancy. Tulare, CA components: property stress 14.0, foreclosure pressure 13.6, listing discounts 15.1, bank stress 54.8, insurance 0.0; Tulare, CA pulse 24.5; Tulare, CA capital opportunity 17.9.
ZIP market phases inside Tulare, CA
45 Tulare, CA ZIPs carry a price-cycle phase; Tulare, CA ZIPs by phase (Tulare, CA), deepest drawdown first: peak, +1.1% YoY, 2.0% off peak (Tulare, CA): 93654; peak, +0.8% YoY, 1.6% off peak (Tulare, CA): 93641; peak, +0.4% YoY, 0.9% off peak (Tulare, CA): 93646; peak, +0.2% YoY, 0.7% off peak (Tulare, CA): 93631; contraction, -0.5% YoY, 0.5% off peak (Tulare, CA): 93215; contraction, -0.4% YoY, 0.4% off peak (Tulare, CA): 93238; contraction, -0.3% YoY, 0.4% off peak (Tulare, CA): 93527; peak, +0.1% YoY, 0.3% off peak (Tulare, CA): 93618; contraction, -0.3% YoY, 0.3% off peak (Tulare, CA): 93230; contraction, -0.2% YoY, 0.2% off peak (Tulare, CA): 93212; contraction, -0.1% YoY, 0.1% off peak (Tulare, CA): 93201, 93274, 93207, 93208, Tulare, CA 93218, 93219.
Residential listings by Tulare, CA ZIP
Tulare, CA ZIPs with the most tracked Tulare, CA residential listings: 93238 3 listings, 1 candidates, bank pressure 63; 93291 3 listings, 2 candidates, bank pressure 62; 93292 3 listings, 0 candidates, bank pressure 62; 93257 2 listings, 0 candidates, bank pressure 62 (Tulare, CA); 93274 2 listings, 0 candidates, bank pressure 64; 93277 2 listings, 1 candidates, bank pressure 62; 93618 2 listings, 0 candidates, bank pressure 63; 93221 1 listings, 0 candidates, bank pressure 62. Tulare, CA totals: 24 listings; Tulare, CA candidates 7; active ZIPs 14.
HUD assisted housing in Tulare, CA
9 assisted properties with 723 units sit in Tulare, CA; largest Tulare, CA properties: Village At Henderson,The (Porterville) 168 units; Santa Fe Plaza (Porterville) 105 units, 105 assisted; Town Meadows, The (Visalia) 100 units, 100 assisted in Tulare, CA; La Serena Apartments (Porterville) 65 units, 65 assisted; Cambridge Court (Tulare) 61 units; Mountain View Apartments (Porterville) 61 units.
Lenders with branches in Tulare, CA
Tulare, CA lenders by branch count: Bank Of The Sierra (Tulare, CA): stress 57, 12 branches low in Tulare, CA; Mechanics Bank (Tulare, CA): stress 59, 3 branches low in Tulare, CA; Citizens Business Bank Na (Tulare, CA): stress 50, 3 branches low in Tulare, CA; Community West Bank (Tulare, CA): stress 61, 2 branches low in Tulare, CA; Westamerica Bank (Tulare, CA): stress 52, 2 branches low in Tulare, CA; Banc Of California (Tulare, CA): stress 87, 1 branch low in Tulare, CA; Mission Bank (Tulare, CA): stress 52, 1 branch low in Tulare, CA; Tri Counties Bank (Tulare, CA): stress 49, 1 branch low in Tulare, CA.
Vacancy and permits, Tulare, CA
11,007 of 154,202 Tulare, CA housing units are vacant; Tulare, CA permits, twelve months: 138 multifamily units in Tulare, CA, 1,857 one-to-four unit units.
Work Tulare, CA at the parcel level
Every Tulare, CA parcel carries owner and address; every Tulare, CA parcel carries APN; Tulare, CA distress scores sit on the Tulare, CA live board.
Tulare, CA figures refresh with each source.
Tulare, CA questions
Most distressed ZIP code in Tulare County, CA?
ZIP 93215 leads Tulare, CA at 26/100; next in Tulare, CA: 93238 at 23/100; the Tulare, CA average is 19/100.
Where does Tulare County, CA rank for investment opportunity?
Tulare, CA is #3,112 among all ranked counties, #52 in California; the Tulare, CA driver is bank institutional; Tulare, CA moved down 37 places.
How many mortgages are delinquent in Tulare County, CA?
0.7% of Tulare, CA mortgages were ninety-plus days late in December 2025; the Tulare, CA peak since 2008 was 7.7%.
Which banks lend in Tulare County, CA?
8 watched lenders hold Tulare, CA branches; the largest Tulare, CA footprints are Bank Of The Sierra (12), Mechanics Bank (3), Citizens Business Bank Na (3).
More on Tulare, CA
Tulare County, CA distress report: public-record figures for Tulare, CA; not legal advice for Tulare, CA; not tax or investment advice; verify every Tulare, CA record before acting.