Union County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Union County, Florida? DLRadar grades every Union County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Union County breakdown.
- Union County's most distressed ZIP is 32058 at 24/100.
- 5 ZIP codes tracked in Union County, averaging 21/100 distress.
- Union County reads peak — home values up 3.8% year over year.
- Vacancy runs 19.4% across Union County's tracked ZIPs, with a 18.3% poverty rate.
- The typical Union County home is worth about $173,650 against a ~$63,389 median income.
- Lending headwind in Union County sits at 17/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32058 | 24/100 |
| 2 | 32026 | 23/100 |
| 3 | 32054 | 20/100 |
| 4 | 32083 | 19/100 |
| 5 | 32697 | 19/100 |
Most distressed ZIP codes in Union County (composite distress 0-100, 2026)
What is driving Union County distress
The Union County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 21/100 ZIP average. No proprietary or modelled inputs enter the score.
Union County market phase and pricing
DLRadar places Union County in peak; prices moved up 3.8% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Union County
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Frequently asked questions
Which part of Union County, FL scores highest for distress?
ZIP 32058 leads Union County at 24/100, recomputed monthly from public records.
Where is Union County in the housing cycle?
FHFA price-index movement places Union County in peak; prices are up 3.8% over twelve months.
Where does the Union County data come from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 5 ZIP codes in Union County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Union County ZIP codes?
Averaging the county conceals how uneven it is. Across the Union County ZIPs DLRadar ranks, scores run from 24/100 in 32058 down to 19/100 in 32697, against a Union County average of 21/100. A spread of 5 points means Union County has to be worked ZIP by ZIP.
What do Union County home values and vacancy say about distressed supply?
The typical Union County home carries about $173,650 of value against a median household income near $63,389. Vacancy across Union County's tracked ZIPs runs 19.4% and the poverty rate is 18.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Union County's foreclosure and tax-lien record and its 17/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.