Union County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Union County, Indiana? DLRadar grades every Union County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Union County breakdown.
- Union County's most distressed ZIP is 47374 at 28/100.
- 6 ZIP codes tracked in Union County, averaging 21/100 distress.
- Union County reads expansion — home values up 5.1% year over year.
- Vacancy runs 7.8% across Union County's tracked ZIPs, with a 9.3% poverty rate.
- The typical Union County home is worth about $168,067 against a ~$56,334 median income.
- Lending headwind in Union County sits at 64/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 47374 | 28/100 |
| 2 | 47010 | 24/100 |
| 3 | 47325 | 21/100 |
| 4 | 47003 | 17/100 |
| 5 | 47331 | 17/100 |
| 6 | 47353 | 17/100 |
Most distressed ZIP codes in Union County (composite distress 0-100, 2026)
What is driving Union County distress
Union County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 21/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Union County market phase and pricing
Union County currently sits in expansion after a 5.1% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
What is the hardest-hit ZIP in Union County?
ZIP 47374 leads Union County at 28/100, recomputed monthly from public records.
Where is Union County in the housing cycle?
Union County is classified expansion with a 5.1% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Union County numbers?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 6 ZIP codes in Union County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Union County ZIP codes?
Averaging the county conceals how uneven it is. Across the Union County ZIPs DLRadar ranks, scores run from 28/100 in 47374 down to 17/100 in 47353, against a Union County average of 21/100. That 11-point gap is why acquisition targeting in Union County works at ZIP level rather than county level.
What do Union County home values and vacancy say about distressed supply?
The typical Union County home carries about $168,067 of value against a median household income near $56,334. Vacancy across Union County's tracked ZIPs runs 7.8% and the poverty rate is 9.3%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Union County's filings and its 64/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.