Union County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Union County, New Mexico? DLRadar grades every Union County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 6/100. Here is the 2026 Union County breakdown.
- Union County's most distressed ZIP is 88414 at 6/100.
- 9 ZIP codes tracked in Union County, averaging 3/100 distress.
- Union County reads peak — home values up 1.1% year over year.
- Vacancy runs 35.3% across Union County's tracked ZIPs, with a 9.7% poverty rate.
- The typical Union County home is worth about $147,800 against a ~$49,636 median income.
- Lending headwind in Union County sits at 50/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 88414 | 6/100 |
| 2 | 88422 | 4/100 |
| 3 | 88430 | 3/100 |
| 4 | 88415 | 2/100 |
| 5 | 88418 | 2/100 |
| 6 | 88419 | 2/100 |
| 7 | 88424 | 2/100 |
| 8 | 88436 | 2/100 |
| 9 | 88410 | 1/100 |
Most distressed ZIP codes in Union County (composite distress 0-100, 2026)
What is driving Union County distress
Union County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 3/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Union County market phase and pricing
DLRadar places Union County in peak; prices moved up 1.1% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Union County
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What people ask
What is the hardest-hit ZIP in Union County?
ZIP 88414 leads Union County at 6/100, recomputed monthly from public records.
Which phase does Union County sit in right now?
The market phase for Union County is peak, prices rising 1.1% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Union County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 9 Union County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Union County ZIP codes?
A single county score papers over real variation. Across the Union County ZIPs DLRadar ranks, scores run from 6/100 in 88414 down to 1/100 in 88410, against a Union County average of 3/100. The 5-point range is the argument for ZIP-level search across Union County.
What do Union County home values and vacancy say about distressed supply?
The typical Union County home carries about $147,800 of value against a median household income near $49,636. Vacancy across Union County's tracked ZIPs runs 35.3% and the poverty rate is 9.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Union County's foreclosure and lien filings and its 50/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.