Union County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Union County, SD distress report, 2026: 9 ZIPs scored in Union, SD, Union, SD average 26/100; the top Union, SD ZIP is 57001 at 28/100; Union, SD market phase contraction, Union, SD prices -1.3% year over year.
- Union, SD ranks #2,768 nationally (opportunity index); Union, SD #58 in South Dakota; Union, SD index 24.6.
- Union, SD: no CFPB county sample; Union, SD state reading 0.6%.
- Union, SD ZIP phases: 5 peak, 4 contraction.
- Union, SD residential listings tracked: 4 across 4 ZIPs; Union, SD candidate listings 1.
- Union, SD HUD assisted properties: 2 with 42 units.
- Union, SD lenders on watch: 4; largest Union, SD footprint First Dakota National Bank (1 branch).
- Union, SD most distressed ZIP: 57001 at 28/100.
Union, SD figures: DLRadar distress index; Union, SD inputs: CFPB, FHFA, HUD, FDIC; Union, SD rebuilt as sources refresh.
| Rank | Union, SD ZIP | Score |
|---|---|---|
| 1 | 57001 | 28/100 |
| 2 | 57025 | 28/100 |
| 3 | 57038 | 28/100 |
| 4 | 57049 | 28/100 |
| 5 | 51001 | 27/100 |
| 6 | 51023 | 24/100 |
| 7 | 57010 | 24/100 |
| 8 | 57004 | 23/100 |
| 9 | 57034 | 23/100 |
Most distressed Union, SD ZIPs (0-100, 2026)
Mortgage delinquency around Union, SD
No CFPB county sample covers Union, SD; the state reading for Union, SD: 0.6% ninety-plus; Union, SD area thirty-to-eighty-nine 2.0% (December 2025, Union, SD).
Opportunity index: Union, SD
Union, SD index 24.6, Union, SD phase weak; Union, SD primary driver construction, Union, SD second driver bank institutional. Union, SD components: property stress 12.1, foreclosure pressure 8.6, listing discounts 20.0, bank stress 45.9, insurance 0.0; Union, SD pulse 26.9; Union, SD capital opportunity 21.2; Union, SD seven-day change -0.4%.
ZIP market phases inside Union, SD
9 Union, SD ZIPs carry a price-cycle phase; Union, SD ZIPs by phase (Union, SD), deepest drawdown first: contraction, -1.3% YoY, 1.3% off peak (Union, SD): 57025, 57038, 57049; contraction, -1.1% YoY, 1.2% off peak (Union, SD): 57001; peak, +1.1% YoY, 0.5% off peak (Union, SD): 51001; peak, +0.8% YoY, 0.4% off peak (Union, SD): 57010; peak, +1.3% YoY, 0.4% off peak (Union, SD): 57004; peak, +1.4% YoY, 0.4% off peak (Union, SD): 51023; peak, +2.1% YoY, 0.2% off peak (Union, SD): 57034.
Residential listings by Union, SD ZIP
Union, SD ZIPs with the most tracked Union, SD residential listings: 57049 2 listings, 0 candidates, bank pressure 44; 57025 1 listings, 0 candidates, bank pressure 44; 57038 1 listings, 1 candidates, bank pressure 44; 57001 0 listings, 0 candidates, bank pressure 57 (Union, SD). Union, SD totals: 4 listings; Union, SD candidates 1; active ZIPs 3.
HUD assisted housing in Union, SD
2 assisted properties with 42 units sit in Union, SD; largest Union, SD properties: Northport Apartments (North Sioux City) 21 units, 20 assisted; Prairie Lake Apartments (North Sioux City) 21 units, 20 assisted.
Lenders with branches in Union, SD
Union, SD lenders by branch count: First Dakota National Bank (Union, SD): stress 58, 1 branch low in Union, SD; 1st Financial Bank Usa (Union, SD): stress 49, 1 branch low in Union, SD; Security Nb Of South Dakota (Union, SD): stress 28, 1 branch low in Union, SD; First Savings Bank (Union, SD): stress 7, 1 branch low in Union, SD.
Vacancy and permits, Union, SD
278 of 7,588 Union, SD housing units are vacant; Union, SD permits, twelve months: 134 multifamily units in Union, SD, 47 one-to-four unit units.
Work Union, SD at the parcel level
Every Union, SD parcel carries owner and address; every Union, SD parcel carries APN; Union, SD distress scores sit on the Union, SD live board.
Union, SD figures refresh with each source.
Union, SD questions
Most distressed ZIP code in Union County, SD?
ZIP 57001 leads Union, SD at 28/100; next in Union, SD: 57025 at 28/100; the Union, SD average is 26/100.
Where does Union County, SD rank for investment opportunity?
Union, SD is #2,768 among all ranked counties, #58 in South Dakota; the Union, SD driver is construction; Union, SD moved up 70 places.
How many mortgages are delinquent in Union County, SD?
Union, SD takes the state reading of 0.6% for December 2025; no CFPB county sample covers Union, SD.
Which banks lend in Union County, SD?
4 watched lenders hold Union, SD branches; the largest Union, SD footprints are First Dakota National Bank (1), 1st Financial Bank Usa (1), Security Nb Of South Dakota (1).
More on Union, SD
Union County, SD distress report: public-record figures for Union, SD; not legal advice for Union, SD; not tax or investment advice; verify every Union, SD record before acting.