Utah County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Utah County, UT distress report, 2026: 26 ZIPs scored in Utah, UT, Utah, UT average 29/100; the top Utah, UT ZIP is 84003 at 30/100; Utah, UT market phase peak, Utah, UT prices +2.8% year over year.
- Utah, UT ranks #2,246 nationally (opportunity index); Utah, UT #19 in Utah; Utah, UT index 26.9.
- Utah, UT ninety-day mortgage delinquency 0.8% in December 2025; Utah, UT twelve-month change +0.3%.
- Utah, UT ZIP phases: 26 peak.
- Utah, UT residential listings tracked: 367 across 24 ZIPs; Utah, UT candidate listings 142.
- Utah, UT HUD assisted properties: 10 with 2,106 units.
- Utah, UT lenders on watch: 8; largest Utah, UT footprint Zions Bcorp N A (13 branches).
- Utah, UT most distressed ZIP: 84003 at 30/100.
Utah, UT figures: DLRadar distress index; Utah, UT inputs: CFPB, FHFA, HUD, FDIC; Utah, UT rebuilt as sources refresh.
| Rank | Utah, UT ZIP | Score |
|---|---|---|
| 1 | 84003 | 30/100 |
| 2 | 84004 | 30/100 |
| 3 | 84005 | 30/100 |
| 4 | 84013 | 30/100 |
| 5 | 84042 | 30/100 |
| 6 | 84043 | 30/100 |
| 7 | 84045 | 30/100 |
| 8 | 84057 | 30/100 |
| 9 | 84058 | 30/100 |
| 10 | 84059 | 30/100 |
| 11 | 84062 | 30/100 |
| 12 | 84097 | 30/100 |
Most distressed Utah, UT ZIPs (0-100, 2026)
Mortgage delinquency in Utah, UT
0.8% of Utah, UT mortgages were ninety-plus days late (Utah, UT, December 2025); Utah, UT thirty-to-eighty-nine days late: 1.3%; Utah, UT twelve-month change +0.3%; Utah, UT peak since 2008: 4.4% (January 2010); Utah overall 0.7%. Utah, UT ninety-day series: Dec 24 0.5, Jan 25 0.4, Feb 25 0.5 (Utah, UT), Mar 25 0.5, Apr 25 0.5, May 25 0.5 (Utah, UT), Jun 25 0.5, Jul 25 0.5, Aug 25 0.5 (Utah, UT), Sep 25 0.5, Oct 25 0.6, Nov 25 0.6 (Utah, UT), Dec 25 0.8.
Opportunity index: Utah, UT
Utah, UT index 26.9, Utah, UT phase weak; Utah, UT primary driver construction, Utah, UT second driver bank institutional. Utah, UT components: property stress 13.9, foreclosure pressure 13.3, listing discounts 30.5, bank stress 54.2, insurance 0.0; Utah, UT pulse 28.4; Utah, UT capital opportunity 24.6; Utah, UT seven-day change -0.1%.
ZIP market phases inside Utah, UT
26 Utah, UT ZIPs carry a price-cycle phase; Utah, UT ZIPs by phase (Utah, UT), deepest drawdown first: peak, +2.8% YoY (Utah, UT): 84003, 84004, 84005, 84013, Utah, UT 84042, 84043, 84045, 84057, Utah, UT 84058, 84059, 84062, 84097, Utah, UT 84601, 84602; peak, +2.1% YoY (Utah, UT): 84020; peak, +2.7% YoY (Utah, UT): 84604.
Residential listings by Utah, UT ZIP
Utah, UT ZIPs with the most tracked Utah, UT residential listings: 84043 56 listings, 9 candidates, bank pressure 58; 84045 53 listings, 45 candidates, bank pressure 58; 84005 49 listings, 17 candidates, bank pressure 58; 84601 40 listings, 6 candidates, bank pressure 58 (Utah, UT); 84606 36 listings, 12 candidates, bank pressure 58; 84604 34 listings, 12 candidates, bank pressure 59; 84003 20 listings, 7 candidates, bank pressure 58; 84660 20 listings, 9 candidates, bank pressure 58. Utah, UT totals: 367 listings; Utah, UT candidates 142; active ZIPs 20.
HUD assisted housing in Utah, UT
10 assisted properties with 2,106 units sit in Utah, UT; largest Utah, UT properties: Crest Haven Village Apartments (Lehi) 344 units; Parkway Lofts (Orem) 331 units; Canyon View Apartments (Orem) 288 units in Utah, UT; Meadows At American Fork (American Fork) 270 units; Outlook Apartment Homes (Springville) 260 units; Aldara Apartments (Saratoga Springs) 240 units.
Lenders with branches in Utah, UT
Utah, UT lenders by branch count: Zions Bcorp N A (Utah, UT): stress 64, 13 branches low in Utah, UT; Central Bank (Utah, UT): stress 33, 12 branches low in Utah, UT; Quill Bank (Utah, UT): stress 25, 6 branches low in Utah, UT; Bank Of Utah (Utah, UT): stress 56, 3 branches low in Utah, UT; First Utah Bank (Utah, UT): stress 75, 1 branch low in Utah, UT; Green Dot Bk Dba Bonneville (Utah, UT): stress 69, 1 branch low in Utah, UT; Cache Valley Bank (Utah, UT): stress 50, 1 branch low in Utah, UT; Happen Bank National Assn (Utah, UT): stress 49, 1 branch low in Utah, UT.
Vacancy and permits, Utah, UT
8,048 of 211,066 Utah, UT housing units are vacant; Utah, UT permits, twelve months: 1,356 multifamily units in Utah, UT, 4,773 one-to-four unit units.
Work Utah, UT at the parcel level
Every Utah, UT parcel carries owner and address; every Utah, UT parcel carries APN; Utah, UT distress scores sit on the Utah, UT live board.
Utah, UT figures refresh with each source.
Utah, UT questions
Most distressed ZIP code in Utah County, UT?
ZIP 84003 leads Utah, UT at 30/100; next in Utah, UT: 84004 at 30/100; the Utah, UT average is 29/100.
Where does Utah County, UT rank for investment opportunity?
Utah, UT is #2,246 among all ranked counties, #19 in Utah; the Utah, UT driver is construction; Utah, UT moved up 349 places.
How many mortgages are delinquent in Utah County, UT?
0.8% of Utah, UT mortgages were ninety-plus days late in December 2025; the Utah, UT peak since 2008 was 4.4%.
Which banks lend in Utah County, UT?
8 watched lenders hold Utah, UT branches; the largest Utah, UT footprints are Zions Bcorp N A (13), Central Bank (12), Quill Bank (6).
More on Utah, UT
Utah County, UT distress report: public-record figures for Utah, UT; not legal advice for Utah, UT; not tax or investment advice; verify every Utah, UT record before acting.