Utah County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Utah County, Utah? DLRadar grades every Utah County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Utah County breakdown.
- Utah County's most distressed ZIP is 84003 at 30/100.
- 26 ZIP codes tracked in Utah County, averaging 29/100 distress.
- Utah County reads peak — home values up 2.8% year over year.
- Vacancy runs 4.7% across Utah County's tracked ZIPs, with a 12.2% poverty rate.
- The typical Utah County home is worth about $545,458 against a ~$100,702 median income.
- Lending headwind in Utah County sits at 41/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 84003 | 30/100 |
| 2 | 84004 | 30/100 |
| 3 | 84005 | 30/100 |
| 4 | 84013 | 30/100 |
| 5 | 84042 | 30/100 |
| 6 | 84043 | 30/100 |
| 7 | 84045 | 30/100 |
| 8 | 84057 | 30/100 |
| 9 | 84058 | 30/100 |
| 10 | 84059 | 30/100 |
| 11 | 84062 | 30/100 |
| 12 | 84097 | 30/100 |
Most distressed ZIP codes in Utah County (composite distress 0-100, 2026)
What is driving Utah County distress
The Utah County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 29/100 ZIP average. No proprietary or modelled inputs enter the score.
Utah County market phase and pricing
Utah County currently sits in peak after a 2.8% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Utah County
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Questions about this county
Where is distress highest inside Utah County, UT?
ZIP 84003 leads Utah County at 30/100, recomputed monthly from public records.
What market phase is Utah County in?
Phase for Utah County: peak, tracking a 2.8% gain year over year, read off the FHFA index.
What are the sources behind these Utah County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 26 Utah County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Utah County ZIP codes?
A single county score papers over real variation. Across the Utah County ZIPs DLRadar ranks, scores run from 30/100 in 84003 down to 30/100 in 84097, against a Utah County average of 29/100. Because the gap runs to 0 points, Utah County rewards ZIP-level precision.
What do Utah County home values and vacancy say about distressed supply?
The typical Utah County home carries about $545,458 of value against a median household income near $100,702. Vacancy across Utah County's tracked ZIPs runs 4.7% and the poverty rate is 12.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Utah County's filings and its 41/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.