Vernon County, LA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Vernon County, LA distress report, 2026: 14 ZIPs scored in Vernon, LA, Vernon, LA average 29/100; the top Vernon, LA ZIP is 71438 at 30/100; Vernon, LA market phase contraction, Vernon, LA prices -0.1% year over year.
- Vernon, LA ranks #506 nationally (opportunity index); Vernon, LA #37 in Louisiana; Vernon, LA index 33.4.
- Vernon, LA: no CFPB county sample; Vernon, LA non-metro area reading 1.8%.
- Vernon, LA ZIP phases: 10 contraction, 4 peak.
- Vernon, LA residential listings tracked: 17 across 11 ZIPs; Vernon, LA candidate listings 7.
- Vernon, LA HUD assisted properties: 2 with 65 units.
- Vernon, LA lenders on watch: 2; largest Vernon, LA footprint Merchants&Farmers B&T Co (6 branches).
- Vernon, LA most distressed ZIP: 71438 at 30/100.
Vernon, LA figures: DLRadar distress index; Vernon, LA inputs: CFPB, FHFA, HUD, FDIC; Vernon, LA rebuilt as sources refresh.
| Rank | Vernon, LA ZIP | Score |
|---|---|---|
| 1 | 71438 | 30/100 |
| 2 | 71447 | 30/100 |
| 3 | 70639 | 29/100 |
| 4 | 70656 | 29/100 |
| 5 | 70659 | 29/100 |
| 6 | 71446 | 29/100 |
| 7 | 71459 | 29/100 |
| 8 | 71461 | 29/100 |
| 9 | 71474 | 29/100 |
| 10 | 71475 | 29/100 |
| 11 | 71403 | 28/100 |
| 12 | 71439 | 28/100 |
Most distressed Vernon, LA ZIPs (0-100, 2026)
Mortgage delinquency around Vernon, LA
No CFPB county sample covers Vernon, LA; the non-metro area reading for Vernon, LA: 1.8% ninety-plus; Vernon, LA area thirty-to-eighty-nine 4.3% (December 2025, Vernon, LA); Louisiana overall 2.1%.
Opportunity index: Vernon, LA
Vernon, LA index 33.4, Vernon, LA phase peak_opportunity; Vernon, LA primary driver vacancy, Vernon, LA second driver bank institutional. Vernon, LA components: property stress 25.1, foreclosure pressure 24.7, listing discounts 33.3, bank stress 58.0, insurance 0.0; Vernon, LA pulse 37.9; Vernon, LA capital opportunity 26.7; Vernon, LA seven-day change +1.0%.
ZIP market phases inside Vernon, LA
14 Vernon, LA ZIPs carry a price-cycle phase; Vernon, LA ZIPs by phase (Vernon, LA), deepest drawdown first: contraction, -0.1% YoY, 2.3% off peak (Vernon, LA): 70639, 70659, 71429, 71439, Vernon, LA 71446, 71459, 71461, 71474, Vernon, LA 71475, 71403; peak, +0.2% YoY, 2.0% off peak (Vernon, LA): 70656; peak, +0.6% YoY, 1.6% off peak (Vernon, LA): 71438; peak, +1.7% YoY, 0.5% off peak (Vernon, LA): 70634; peak, +2.2% YoY, 0.0% off peak (Vernon, LA): 71447.
Residential listings by Vernon, LA ZIP
Vernon, LA ZIPs with the most tracked Vernon, LA residential listings: 71446 9 listings, 5 candidates, bank pressure 67; 71403 5 listings, 2 candidates, bank pressure 65; 71461 2 listings, 0 candidates, bank pressure 67; 70656 1 listings, 0 candidates, bank pressure 63 (Vernon, LA); 70639 0 listings, 0 candidates, bank pressure 67; 70659 0 listings, 0 candidates, bank pressure 67; 71438 0 listings, 0 candidates, bank pressure 62; 71439 0 listings, 0 candidates, bank pressure 65. Vernon, LA totals: 17 listings; Vernon, LA candidates 7; active ZIPs 2.
HUD assisted housing in Vernon, LA
2 assisted properties with 65 units sit in Vernon, LA; largest Vernon, LA properties: Sunshine Center (Leesville) 37 units, 37 assisted; Oakwood ~ Leesville (Leesville) 28 units, 28 assisted.
Lenders with branches in Vernon, LA
Vernon, LA lenders by branch count: Merchants&Farmers B&T Co (Vernon, LA): stress 73, 6 branches low in Vernon, LA; Sabine State Bank&Trust Co (Vernon, LA): stress 62, 2 branches low in Vernon, LA.
Vacancy and permits, Vernon, LA
3,856 of 22,156 Vernon, LA housing units are vacant; Vernon, LA permits, twelve months: 0 multifamily units in Vernon, LA, 31 one-to-four unit units.
Work Vernon, LA at the parcel level
Every Vernon, LA parcel carries owner and address; every Vernon, LA parcel carries APN; Vernon, LA distress scores sit on the Vernon, LA live board.
Vernon, LA figures refresh with each source.
Vernon, LA questions
Most distressed ZIP code in Vernon County, LA?
ZIP 71438 leads Vernon, LA at 30/100; next in Vernon, LA: 71447 at 30/100; the Vernon, LA average is 29/100.
Where does Vernon County, LA rank for investment opportunity?
Vernon, LA is #506 among all ranked counties, #37 in Louisiana; the Vernon, LA driver is vacancy; Vernon, LA moved up 36 places.
How many mortgages are delinquent in Vernon County, LA?
Vernon, LA takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Vernon, LA.
Which banks lend in Vernon County, LA?
2 watched lenders hold Vernon, LA branches; the largest Vernon, LA footprints are Merchants&Farmers B&T Co (6), Sabine State Bank&Trust Co (2).
More on Vernon, LA
Vernon County, LA distress report: public-record figures for Vernon, LA; not legal advice for Vernon, LA; not tax or investment advice; verify every Vernon, LA record before acting.