Vernon County, LA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Vernon County, Louisiana? DLRadar grades every Vernon County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Vernon County breakdown.
- Vernon County's most distressed ZIP is 71438 at 30/100.
- 14 ZIP codes tracked in Vernon County, averaging 29/100 distress.
- Vernon County reads contraction — home values down 0.1% year over year, 2.3% off peak.
- Vacancy runs 22.2% across Vernon County's tracked ZIPs, with a 16.2% poverty rate.
- The typical Vernon County home is worth about $132,982 against a ~$59,990 median income.
- Lending headwind in Vernon County sits at 63/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 71438 | 30/100 |
| 2 | 71447 | 30/100 |
| 3 | 70639 | 29/100 |
| 4 | 70656 | 29/100 |
| 5 | 70659 | 29/100 |
| 6 | 71403 | 29/100 |
| 7 | 71446 | 29/100 |
| 8 | 71459 | 29/100 |
| 9 | 71461 | 29/100 |
| 10 | 71474 | 29/100 |
| 11 | 71475 | 29/100 |
| 12 | 71439 | 28/100 |
Most distressed ZIP codes in Vernon County (composite distress 0-100, 2026)
What is driving Vernon County distress
Vernon County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 29/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Vernon County market phase and pricing
DLRadar places Vernon County in contraction; prices moved down 0.1% over the year and remain 2.3% under peak. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Vernon County
Keep reading the Vernon County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
No card required · full read access to live data for 60 minutes.
Common questions
Where is distress highest inside Vernon County, LA?
ZIP 71438 leads Vernon County at 30/100, recomputed monthly from public records.
Is Vernon County expanding or contracting?
Phase for Vernon County: contraction, tracking a 0.1% decline year over year, read off the FHFA index.
What are the sources behind these Vernon County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 14 Vernon County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Vernon County ZIP codes?
A county average hides the spread. Across the Vernon County ZIPs DLRadar ranks, scores run from 30/100 in 71438 down to 28/100 in 71439, against a Vernon County average of 29/100. The 2-point range is the argument for ZIP-level search across Vernon County.
What do Vernon County home values and vacancy say about distressed supply?
The typical Vernon County home carries about $132,982 of value against a median household income near $59,990. Vacancy across Vernon County's tracked ZIPs runs 22.2% and the poverty rate is 16.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Vernon County's foreclosure and tax-lien record and its 63/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.