Victoria County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Victoria County, TX distress report, 2026: 12 ZIPs scored in Victoria, TX, Victoria, TX average 36/100; the top Victoria, TX ZIP is 77901 at 37/100; Victoria, TX market phase neutral, Victoria, TX prices +4.7% year over year.
- Victoria, TX ranks #270 nationally (opportunity index); Victoria, TX #37 in Texas; Victoria, TX index 35.0.
- Victoria, TX: no CFPB county sample; Victoria, TX non-metro area reading 1.4%.
- Victoria, TX ZIP phases: 9 neutral, 2 peak, 1 recovery.
- Victoria, TX residential listings tracked: 36 across 9 ZIPs; Victoria, TX candidate listings 12.
- Victoria, TX HUD assisted properties: 8 with 930 units.
- Victoria, TX lenders on watch: 8; largest Victoria, TX footprint Prosperity Bank (6 branches).
- Victoria, TX most distressed ZIP: 77901 at 37/100.
Victoria, TX figures: DLRadar distress index; Victoria, TX inputs: CFPB, FHFA, HUD, FDIC; Victoria, TX rebuilt as sources refresh.
| Rank | Victoria, TX ZIP | Score |
|---|---|---|
| 1 | 77901 | 37/100 |
| 2 | 77904 | 37/100 |
| 3 | 77951 | 37/100 |
| 4 | 77968 | 37/100 |
| 5 | 77973 | 37/100 |
| 6 | 77976 | 37/100 |
| 7 | 77977 | 37/100 |
| 8 | 77988 | 37/100 |
| 9 | 77905 | 35/100 |
| 10 | 77974 | 33/100 |
| 11 | 77979 | 32/100 |
| 12 | 77995 | 30/100 |
Most distressed Victoria, TX ZIPs (0-100, 2026)
Mortgage delinquency around Victoria, TX
No CFPB county sample covers Victoria, TX; the non-metro area reading for Victoria, TX: 1.4% ninety-plus; Victoria, TX area thirty-to-eighty-nine 3.5% (December 2025, Victoria, TX); Texas overall 1.2%.
Opportunity index: Victoria, TX
Victoria, TX index 35.0, Victoria, TX phase peak_opportunity; Victoria, TX primary driver construction, Victoria, TX second driver vacancy. Victoria, TX components: property stress 24.9, foreclosure pressure 20.7, listing discounts 39.6, bank stress 47.8, insurance 0.0; Victoria, TX pulse 37.7; Victoria, TX capital opportunity 31.3; Victoria, TX seven-day change -0.3%.
ZIP market phases inside Victoria, TX
12 Victoria, TX ZIPs carry a price-cycle phase; Victoria, TX ZIPs by phase (Victoria, TX), deepest drawdown first: neutral, +4.7% YoY, 2.5% off peak (Victoria, TX): 77901, 77904, 77905, 77951, Victoria, TX 77968, 77973, 77976, 77977, Victoria, TX 77988; recovery, +3.0% YoY, 0.9% off peak (Victoria, TX): 77974; peak, +2.2% YoY, 0.2% off peak (Victoria, TX): 77995; peak, +1.3% YoY, 0.2% off peak (Victoria, TX): 77979.
Residential listings by Victoria, TX ZIP
Victoria, TX ZIPs with the most tracked Victoria, TX residential listings: 77901 23 listings, 7 candidates, bank pressure 55; 77905 11 listings, 5 candidates, bank pressure 54; 77904 2 listings, 0 candidates, bank pressure 55; 77951 0 listings, 0 candidates, bank pressure 55 (Victoria, TX); 77968 0 listings, 0 candidates, bank pressure 55; 77973 0 listings, 0 candidates, bank pressure 55; 77976 0 listings, 0 candidates, bank pressure 55; 77977 0 listings, 0 candidates, bank pressure 55. Victoria, TX totals: 36 listings; Victoria, TX candidates 12; active ZIPs 1.
HUD assisted housing in Victoria, TX
8 assisted properties with 930 units sit in Victoria, TX; largest Victoria, TX properties: Duke Victoria, The (Victoria) 252 units; Creekstone Ranch Apartments (Victoria) 160 units; Fox Run Apts (Victoria) 150 units, 150 assisted in Victoria, TX; Country Lane Townhomes (Victoria) 144 units; Point Royale Apartments (Victoria) 120 units; Reserve At Whittington Phase Ii (Victoria) 64 units.
Lenders with branches in Victoria, TX
Victoria, TX lenders by branch count: Prosperity Bank (Victoria, TX): stress 33, 6 branches low in Victoria, TX; First National Bank Texas (Victoria, TX): stress 77, 4 branches moderate in Victoria, TX; Trusttexas Bank Ssb (Victoria, TX): stress 96, 2 branches moderate in Victoria, TX; First Nb In Port Lavaca (Victoria, TX): stress 81, 1 branch moderate in Victoria, TX; Frost Bank (Victoria, TX): stress 69, 1 branch low in Victoria, TX; First Community Bank (Victoria, TX): stress 61, 1 branch low in Victoria, TX; First State Bank (Victoria, TX): stress 46, 1 branch low in Victoria, TX; Crossroads Bank (Victoria, TX): stress 44, 1 branch low in Victoria, TX.
Vacancy and permits, Victoria, TX
4,626 of 39,481 Victoria, TX housing units are vacant; Victoria, TX permits, twelve months: 0 multifamily units in Victoria, TX, 62 one-to-four unit units.
Work Victoria, TX at the parcel level
Every Victoria, TX parcel carries owner and address; every Victoria, TX parcel carries APN; Victoria, TX distress scores sit on the Victoria, TX live board.
Victoria, TX figures refresh with each source.
Victoria, TX questions
Most distressed ZIP code in Victoria County, TX?
ZIP 77901 leads Victoria, TX at 37/100; next in Victoria, TX: 77904 at 37/100; the Victoria, TX average is 36/100.
Where does Victoria County, TX rank for investment opportunity?
Victoria, TX is #270 among all ranked counties, #37 in Texas; the Victoria, TX driver is construction; Victoria, TX moved up 260 places.
How many mortgages are delinquent in Victoria County, TX?
Victoria, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Victoria, TX.
Which banks lend in Victoria County, TX?
8 watched lenders hold Victoria, TX branches; the largest Victoria, TX footprints are Prosperity Bank (6), First National Bank Texas (4), Trusttexas Bank Ssb (2).
More on Victoria, TX
Victoria County, TX distress report: public-record figures for Victoria, TX; not legal advice for Victoria, TX; not tax or investment advice; verify every Victoria, TX record before acting.