Ware County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ware County, GA distress report, 2026: 8 ZIPs scored in Ware, GA, Ware, GA average 21/100; the top Ware, GA ZIP is 31554 at 23/100; Ware, GA market phase peak, Ware, GA prices +1.2% year over year.
- Ware, GA ranks #437 nationally (opportunity index); Ware, GA #30 in Georgia; Ware, GA index 33.8.
- Ware, GA: no CFPB county sample; Ware, GA non-metro area reading 1.3%.
- Ware, GA ZIP phases: 7 peak, 1 expansion.
- Ware, GA residential listings tracked: 11 across 5 ZIPs; Ware, GA candidate listings 1.
- Ware, GA HUD assisted properties: 7 with 200 units.
- Ware, GA lenders on watch: 4; largest Ware, GA footprint Ameris Bank (2 branches).
- Ware, GA most distressed ZIP: 31554 at 23/100.
Ware, GA figures: DLRadar distress index; Ware, GA inputs: CFPB, FHFA, HUD, FDIC; Ware, GA rebuilt as sources refresh.
| Rank | Ware, GA ZIP | Score |
|---|---|---|
| 1 | 31554 | 23/100 |
| 2 | 31501 | 22/100 |
| 3 | 31503 | 22/100 |
| 4 | 31552 | 22/100 |
| 5 | 31564 | 22/100 |
| 6 | 31550 | 21/100 |
| 7 | 31631 | 21/100 |
| 8 | 31624 | 18/100 |
Most distressed Ware, GA ZIPs (0-100, 2026)
Mortgage delinquency around Ware, GA
No CFPB county sample covers Ware, GA; the non-metro area reading for Ware, GA: 1.3% ninety-plus; Ware, GA area thirty-to-eighty-nine 3.0% (December 2025, Ware, GA); Georgia overall 1.3%.
Opportunity index: Ware, GA
Ware, GA index 33.8, Ware, GA phase peak_opportunity; Ware, GA primary driver vacancy, Ware, GA second driver listings discount. Ware, GA components: property stress 28.3, foreclosure pressure 30.0, listing discounts 45.7, bank stress 36.7, insurance 0.0; Ware, GA pulse 32.0; Ware, GA capital opportunity 36.6; Ware, GA seven-day change +0.6%.
ZIP market phases inside Ware, GA
8 Ware, GA ZIPs carry a price-cycle phase; Ware, GA ZIPs by phase (Ware, GA), deepest drawdown first: peak, +0.8% YoY, 0.7% off peak (Ware, GA): 31503; peak, +1.2% YoY, 0.0% off peak (Ware, GA): 31501, 31552, 31564, 31624; peak, +1.3% YoY, 0.0% off peak (Ware, GA): 31550; peak, +1.5% YoY, 0.0% off peak (Ware, GA): 31554; expansion, +5.6% YoY, 0.0% off peak (Ware, GA): 31631.
Residential listings by Ware, GA ZIP
Ware, GA ZIPs with the most tracked Ware, GA residential listings: 31503 5 listings, 1 candidates, bank pressure 55; 31501 4 listings, 0 candidates, bank pressure 58; 31552 2 listings, 0 candidates, bank pressure 57; 31550 0 listings, 0 candidates, bank pressure 57 (Ware, GA); 31564 0 listings, 0 candidates, bank pressure 58. Ware, GA totals: 11 listings; Ware, GA candidates 1; active ZIPs 1.
HUD assisted housing in Ware, GA
7 assisted properties with 200 units sit in Ware, GA; largest Ware, GA properties: Ware Manor (Waycross) 84 units, 84 assisted; Ware Terrace (Terrace Garden Apartments) (Waycross) 40 units, 40 assisted; Central Walnut Village (Waycross) 34 units, 33 assisted in Ware, GA; Waycross Ii Voa Housing (Waycross) 13 units, 12 assisted; Waycross Voa Senior Housing (Waycross) 13 units, 13 assisted; Waycross Voa Housing, Inc. (Waycross) 9 units, 8 assisted.
Lenders with branches in Ware, GA
Ware, GA lenders by branch count: Ameris Bank (Ware, GA): stress 51, 2 branches low in Ware, GA; First Southern Bank (Ware, GA): stress 74, 1 branch low in Ware, GA; Waycross Bank&Trust (Ware, GA): stress 70, 1 branch low in Ware, GA; Primesouth Bank (Ware, GA): stress 49, 1 branch low in Ware, GA.
Vacancy and permits, Ware, GA
2,986 of 15,943 Ware, GA housing units are vacant; Ware, GA permits, twelve months: 56 multifamily units in Ware, GA, 44 one-to-four unit units.
Work Ware, GA at the parcel level
Every Ware, GA parcel carries owner and address; every Ware, GA parcel carries APN; Ware, GA distress scores sit on the Ware, GA live board.
Ware, GA figures refresh with each source.
Ware, GA questions
Most distressed ZIP code in Ware County, GA?
ZIP 31554 leads Ware, GA at 23/100; next in Ware, GA: 31501 at 22/100; the Ware, GA average is 21/100.
Where does Ware County, GA rank for investment opportunity?
Ware, GA is #437 among all ranked counties, #30 in Georgia; the Ware, GA driver is vacancy; Ware, GA moved up 1,518 places.
How many mortgages are delinquent in Ware County, GA?
Ware, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Ware, GA.
Which banks lend in Ware County, GA?
4 watched lenders hold Ware, GA branches; the largest Ware, GA footprints are Ameris Bank (2), First Southern Bank (1), Waycross Bank&Trust (1).
More on Ware, GA
Ware County, GA distress report: public-record figures for Ware, GA; not legal advice for Ware, GA; not tax or investment advice; verify every Ware, GA record before acting.