Wells County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wells County, Indiana? DLRadar grades every Wells County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Wells County breakdown.
- Wells County's most distressed ZIP is 46798 at 25/100.
- 17 ZIP codes tracked in Wells County, averaging 12/100 distress.
- Wells County reads neutral — home values up 4.2% year over year.
- Vacancy runs 6.3% across Wells County's tracked ZIPs, with a 9.2% poverty rate.
- The typical Wells County home is worth about $189,453 against a ~$67,649 median income.
- Lending headwind in Wells County sits at 49/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46798 | 25/100 |
| 2 | 46952 | 22/100 |
| 3 | 46991 | 22/100 |
| 4 | 46783 | 16/100 |
| 5 | 46799 | 16/100 |
| 6 | 46740 | 15/100 |
| 7 | 46792 | 11/100 |
| 8 | 46777 | 10/100 |
| 9 | 46714 | 9/100 |
| 10 | 46770 | 9/100 |
| 11 | 46731 | 8/100 |
| 12 | 46759 | 8/100 |
Most distressed ZIP codes in Wells County (composite distress 0-100, 2026)
What is driving Wells County distress
Wells County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Wells County market phase and pricing
Phase for Wells County: neutral (+4.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Wells County
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Questions about this county
Which ZIP code leads Wells County on distress?
ZIP 46798 leads Wells County at 25/100, recomputed monthly from public records.
Is Wells County expanding or contracting?
FHFA price-index movement places Wells County in neutral; prices are up 4.2% over twelve months.
Can the Wells County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 17 Wells County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Wells County ZIP codes?
A single county score papers over real variation. Across the Wells County ZIPs DLRadar ranks, scores run from 25/100 in 46798 down to 8/100 in 46759, against a Wells County average of 12/100. A spread of 17 points means Wells County has to be worked ZIP by ZIP.
What do Wells County home values and vacancy say about distressed supply?
The typical Wells County home carries about $189,453 of value against a median household income near $67,649. Vacancy across Wells County's tracked ZIPs runs 6.3% and the poverty rate is 9.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Wells County's filings and its 49/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.