Wells County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wells County, IN distress report, 2026: 17 ZIPs scored in Wells, IN, Wells, IN average 12/100; the top Wells, IN ZIP is 46798 at 28/100; Wells, IN market phase neutral, Wells, IN prices +4.2% year over year.
- Wells, IN ranks #3,152 nationally (opportunity index); Wells, IN #92 in Indiana; Wells, IN index 21.3.
- Wells, IN: no CFPB county sample; Wells, IN metro area reading 0.9%.
- Wells, IN ZIP phases: 10 neutral, 7 peak.
- Wells, IN residential listings tracked: 5 across 10 ZIPs; Wells, IN candidate listings 4.
- Wells, IN HUD assisted properties: 3 with 198 units.
- Wells, IN lenders on watch: 3; largest Wells, IN footprint First Merchants Bank (1 branch).
- Wells, IN most distressed ZIP: 46798 at 28/100.
Wells, IN figures: DLRadar distress index; Wells, IN inputs: CFPB, FHFA, HUD, FDIC; Wells, IN rebuilt as sources refresh.
| Rank | Wells, IN ZIP | Score |
|---|---|---|
| 1 | 46798 | 28/100 |
| 2 | 46952 | 26/100 |
| 3 | 46991 | 25/100 |
| 4 | 46783 | 16/100 |
| 5 | 46799 | 16/100 |
| 6 | 46740 | 14/100 |
| 7 | 46792 | 10/100 |
| 8 | 46770 | 8/100 |
| 9 | 46777 | 8/100 |
| 10 | 46714 | 7/100 |
| 11 | 46731 | 6/100 |
| 12 | 46759 | 6/100 |
Most distressed Wells, IN ZIPs (0-100, 2026)
Mortgage delinquency around Wells, IN
No CFPB county sample covers Wells, IN; the metro area reading for Wells, IN (Fort Wayne, IN): 0.9% ninety-plus; Wells, IN area thirty-to-eighty-nine 2.1% (December 2025, Wells, IN); Indiana overall 1.0%.
Opportunity index: Wells, IN
Wells, IN index 21.3, Wells, IN phase weak; Wells, IN primary driver bank institutional, Wells, IN second driver vacancy. Wells, IN components: property stress 6.7, foreclosure pressure 5.3, listing discounts 23.7, bank stress 54.7, insurance 0.0; Wells, IN pulse 22.2; Wells, IN capital opportunity 19.9; Wells, IN seven-day change +0.1%.
ZIP market phases inside Wells, IN
17 Wells, IN ZIPs carry a price-cycle phase; Wells, IN ZIPs by phase (Wells, IN), deepest drawdown first: neutral, +4.2% YoY (Wells, IN): 46714, 46731, 46759, 46766, Wells, IN 46777, 46778, 46781, 46791, Wells, IN 46798, 46799; peak, +4.3% YoY (Wells, IN): 46740, 46792, 46952, 46991; peak, +4.2% YoY (Wells, IN): 46770, 46783.
Residential listings by Wells, IN ZIP
Wells, IN ZIPs with the most tracked Wells, IN residential listings: 46714 2 listings, 2 candidates, bank pressure 65; 46770 2 listings, 2 candidates, bank pressure 60; 46777 1 listings, 0 candidates, bank pressure 64; 46731 0 listings, 0 candidates, bank pressure 63 (Wells, IN); 46759 0 listings, 0 candidates, bank pressure 63; 46766 0 listings, 0 candidates, bank pressure 63; 46778 0 listings, 0 candidates, bank pressure 63; 46781 0 listings, 0 candidates, bank pressure 63. Wells, IN totals: 5 listings; Wells, IN candidates 4; active ZIPs 3.
HUD assisted housing in Wells, IN
3 assisted properties with 198 units sit in Wells, IN; largest Wells, IN properties: Jbd Properties (Ossian) 164 units; Cardinal Creek Crossing (Bluffton) 20 units; Ouabache Village (Bluffton) 14 units, 14 assisted in Wells, IN.
Lenders with branches in Wells, IN
Wells, IN lenders by branch count: First Merchants Bank (Wells, IN): stress 65, 1 branch low in Wells, IN; First Bank Of Berne (Wells, IN): stress 60, 1 branch low in Wells, IN; 1st Source Bank (Wells, IN): stress 38, 1 branch low in Wells, IN.
Vacancy and permits, Wells, IN
528 of 12,074 Wells, IN housing units are vacant; Wells, IN permits, twelve months: 34 multifamily units in Wells, IN, 86 one-to-four unit units.
Work Wells, IN at the parcel level
Every Wells, IN parcel carries owner and address; every Wells, IN parcel carries APN; Wells, IN distress scores sit on the Wells, IN live board.
Wells, IN figures refresh with each source.
Wells, IN questions
Most distressed ZIP code in Wells County, IN?
ZIP 46798 leads Wells, IN at 28/100; next in Wells, IN: 46952 at 26/100; the Wells, IN average is 12/100.
Where does Wells County, IN rank for investment opportunity?
Wells, IN is #3,152 among all ranked counties, #92 in Indiana; the Wells, IN driver is bank institutional; Wells, IN moved up 20 places.
How many mortgages are delinquent in Wells County, IN?
Wells, IN takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Wells, IN.
Which banks lend in Wells County, IN?
3 watched lenders hold Wells, IN branches; the largest Wells, IN footprints are First Merchants Bank (1), First Bank Of Berne (1), 1st Source Bank (1).
More on Wells, IN
Wells County, IN distress report: public-record figures for Wells, IN; not legal advice for Wells, IN; not tax or investment advice; verify every Wells, IN record before acting.