White County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
White County, IN distress report, 2026: 18 ZIPs scored in White, IN, White, IN average 21/100; the top White, IN ZIP is 47925 at 26/100; White, IN market phase peak, White, IN prices +4.3% year over year.
- White, IN ranks #910 nationally (opportunity index); White, IN #22 in Indiana; White, IN index 31.5.
- White, IN: no CFPB county sample; White, IN non-metro area reading 1.0%.
- White, IN ZIP phases: 16 peak, 2 expansion.
- White, IN residential listings tracked: 13 across 9 ZIPs; White, IN candidate listings 10.
- White, IN HUD assisted properties: 1 with 15 units.
- White, IN lenders on watch: 5; largest White, IN footprint Fountain Trust Co (3 branches).
- White, IN most distressed ZIP: 47925 at 26/100.
White, IN figures: DLRadar distress index; White, IN inputs: CFPB, FHFA, HUD, FDIC; White, IN rebuilt as sources refresh.
| Rank | White, IN ZIP | Score |
|---|---|---|
| 1 | 47925 | 26/100 |
| 2 | 47929 | 26/100 |
| 3 | 47980 | 26/100 |
| 4 | 47920 | 25/100 |
| 5 | 47923 | 25/100 |
| 6 | 47950 | 25/100 |
| 7 | 47995 | 25/100 |
| 8 | 47906 | 24/100 |
| 9 | 47959 | 24/100 |
| 10 | 47960 | 24/100 |
| 11 | 46978 | 22/100 |
| 12 | 47926 | 22/100 |
Most distressed White, IN ZIPs (0-100, 2026)
Mortgage delinquency around White, IN
No CFPB county sample covers White, IN; the non-metro area reading for White, IN: 1.0% ninety-plus; White, IN area thirty-to-eighty-nine 3.1% (December 2025, White, IN); Indiana overall 1.0%.
Opportunity index: White, IN
White, IN index 31.5, White, IN phase early_signal; White, IN primary driver vacancy, White, IN second driver construction. White, IN components: property stress 22.5, foreclosure pressure 22.9, listing discounts 23.0, bank stress 56.5, insurance 0.0; White, IN pulse 37.9; White, IN capital opportunity 22.4; White, IN seven-day change +0.4%.
ZIP market phases inside White, IN
18 White, IN ZIPs carry a price-cycle phase; White, IN ZIPs by phase (White, IN), deepest drawdown first: peak, +4.3% YoY (White, IN): 46978, 47923, 47925, 47929, White, IN 47959, 47978; expansion, +5.1% YoY (White, IN): 46985, 46996; peak, +3.4% YoY (White, IN): 47906, 47944, 47970; peak, +3.6% YoY (White, IN): 47920; peak, +4.0% YoY (White, IN): 47926, 47977; peak, +4.2% YoY (White, IN): 47950; peak, +4.1% YoY (White, IN): 47960.
Residential listings by White, IN ZIP
White, IN ZIPs with the most tracked White, IN residential listings: 47960 11 listings, 8 candidates, bank pressure 58; 47926 1 listings, 1 candidates, bank pressure 59; 47959 1 listings, 1 candidates, bank pressure 58; 47923 0 listings, 0 candidates, bank pressure 59 (White, IN); 47925 0 listings, 0 candidates, bank pressure 59; 47929 0 listings, 0 candidates, bank pressure 59; 47950 0 listings, 0 candidates, bank pressure 59; 47980 0 listings, 0 candidates, bank pressure 59. White, IN totals: 13 listings; White, IN candidates 10; active ZIPs 0.
HUD assisted housing in White, IN
1 assisted properties with 15 units sit in White, IN; largest White, IN properties: Chestnut Village (Monticello) 15 units, 14 assisted.
Lenders with branches in White, IN
White, IN lenders by branch count: Fountain Trust Co (White, IN): stress 65, 3 branches low in White, IN; Bank Of Wolcott (White, IN): stress 55, 2 branches low in White, IN; Alliance Bank (White, IN): stress 43, 2 branches low in White, IN; First Merchants Bank (White, IN): stress 65, 1 branch low in White, IN; Peoples Cmty Bk Sb Monticell (White, IN): stress 36, 1 branch low in White, IN.
Vacancy and permits, White, IN
2,707 of 12,961 White, IN housing units are vacant; White, IN permits, twelve months: 0 multifamily units in White, IN, 31 one-to-four unit units.
Work White, IN at the parcel level
Every White, IN parcel carries owner and address; every White, IN parcel carries APN; White, IN distress scores sit on the White, IN live board.
White, IN figures refresh with each source.
White, IN questions
Most distressed ZIP code in White County, IN?
ZIP 47925 leads White, IN at 26/100; next in White, IN: 47929 at 26/100; the White, IN average is 21/100.
Where does White County, IN rank for investment opportunity?
White, IN is #910 among all ranked counties, #22 in Indiana; the White, IN driver is vacancy; White, IN moved down 337 places.
How many mortgages are delinquent in White County, IN?
White, IN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers White, IN.
Which banks lend in White County, IN?
5 watched lenders hold White, IN branches; the largest White, IN footprints are Fountain Trust Co (3), Bank Of Wolcott (2), Alliance Bank (2).
More on White, IN
White County, IN distress report: public-record figures for White, IN; not legal advice for White, IN; not tax or investment advice; verify every White, IN record before acting.