White County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in White County, Indiana? DLRadar grades every White County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 White County breakdown.
- White County's most distressed ZIP is 47906 at 24/100.
- 18 ZIP codes tracked in White County, averaging 19/100 distress.
- White County reads peak — home values up 4.3% year over year.
- Vacancy runs 10.6% across White County's tracked ZIPs, with a 9.5% poverty rate.
- The typical White County home is worth about $180,253 against a ~$58,596 median income.
- Lending headwind in White County sits at 37/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 47906 | 24/100 |
| 2 | 47920 | 24/100 |
| 3 | 47923 | 23/100 |
| 4 | 47925 | 23/100 |
| 5 | 47929 | 23/100 |
| 6 | 47980 | 23/100 |
| 7 | 47950 | 22/100 |
| 8 | 47960 | 22/100 |
| 9 | 47995 | 22/100 |
| 10 | 47959 | 21/100 |
| 11 | 47926 | 20/100 |
| 12 | 46978 | 19/100 |
Most distressed ZIP codes in White County (composite distress 0-100, 2026)
What is driving White County distress
White County's placement in the national index rests on public filings — a 19/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
White County market phase and pricing
Phase for White County: peak (+4.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in White County
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What people ask
What is the hardest-hit ZIP in White County?
ZIP 47906 leads White County at 24/100, recomputed monthly from public records.
What market phase is White County in?
The market phase for White County is peak, prices rising 4.3% on the year — derived from the FHFA House Price Index path.
Can the White County figures be verified?
Every White County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 18 White County ZIP codes that it runs on every other U.S. county, so White County's numbers are directly comparable to any other market.
How much do distress scores vary between White County ZIP codes?
The county figure is a blend, not a description. Across the White County ZIPs DLRadar ranks, scores run from 24/100 in 47906 down to 19/100 in 46978, against a White County average of 19/100. With 5 points between best and worst, county-level targeting in White County wastes effort.
What do White County home values and vacancy say about distressed supply?
The typical White County home carries about $180,253 of value against a median household income near $58,596. Vacancy across White County's tracked ZIPs runs 10.6% and the poverty rate is 9.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside White County's foreclosure and tax-lien filings and its 37/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.