Winchester County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Winchester County, VA distress report, 2026: 1 ZIPs scored in Winchester, VA, Winchester, VA average 8/100; the top Winchester, VA ZIP is 22601 at 8/100; Winchester, VA market phase expansion, Winchester, VA prices +6.3% year over year.
- Winchester, VA ranks #2,955 nationally (opportunity index); Winchester, VA #104 in Virginia; Winchester, VA index 23.5.
- Winchester, VA: no CFPB county sample; Winchester, VA metro area reading 1.0%.
- Winchester, VA ZIP phases: 1 expansion.
- Winchester, VA residential listings tracked: 6 across 1 ZIPs; Winchester, VA candidate listings 4.
- Winchester, VA HUD assisted properties: 1 with 140 units.
- Winchester, VA lenders on watch: 6; largest Winchester, VA footprint Farmers&Merchants Bank (3 branches).
- Winchester, VA most distressed ZIP: 22601 at 8/100.
Winchester, VA figures: DLRadar distress index; Winchester, VA inputs: CFPB, FHFA, HUD, FDIC; Winchester, VA rebuilt as sources refresh.
| Rank | Winchester, VA ZIP | Score |
|---|---|---|
| 1 | 22601 | 8/100 |
Most distressed Winchester, VA ZIPs (0-100, 2026)
Mortgage delinquency around Winchester, VA
No CFPB county sample covers Winchester, VA; the metro area reading for Winchester, VA (Winchester, VA-WV): 1.0% ninety-plus; Winchester, VA area thirty-to-eighty-nine 2.5% (December 2025, Winchester, VA); Virginia overall 0.8%.
Opportunity index: Winchester, VA
Winchester, VA index 23.5, Winchester, VA phase weak; Winchester, VA primary driver bank institutional, Winchester, VA second driver vacancy. Winchester, VA components: property stress 17.0, foreclosure pressure 15.9, listing discounts 20.8, bank stress 56.4, insurance 0.0; Winchester, VA pulse 25.5; Winchester, VA capital opportunity 20.4; Winchester, VA seven-day change +0.2%.
ZIP market phases inside Winchester, VA
1 Winchester, VA ZIPs carry a price-cycle phase; Winchester, VA ZIPs by phase (Winchester, VA), deepest drawdown first: expansion, +6.3% YoY (Winchester, VA): 22601.
Residential listings by Winchester, VA ZIP
Winchester, VA ZIPs with the most tracked Winchester, VA residential listings: 22601 6 listings, 4 candidates, bank pressure 60. Winchester, VA totals: 6 listings; Winchester, VA candidates 4; active ZIPs 1.
HUD assisted housing in Winchester, VA
1 assisted properties with 140 units sit in Winchester, VA; largest Winchester, VA properties: Jubal Square Apartments (Winchester) 140 units.
Lenders with branches in Winchester, VA
Winchester, VA lenders by branch count: Farmers&Merchants Bank (Winchester, VA): stress 72, 3 branches moderate in Winchester, VA; Bank Of Clarke (Winchester, VA): stress 63, 2 branches moderate in Winchester, VA; First Bank (Winchester, VA): stress 70, 1 branch moderate in Winchester, VA; Burke&Herbert Bank&Trust Co (Winchester, VA): stress 62, 1 branch moderate in Winchester, VA; Virginia National Bank (Winchester, VA): stress 47, 1 branch moderate in Winchester, VA; United Bank (Winchester, VA): stress 36, 1 branch moderate in Winchester, VA.
Vacancy and permits, Winchester, VA
1,049 of 12,541 Winchester, VA housing units are vacant; Winchester, VA permits, twelve months: 237 multifamily units in Winchester, VA, 69 one-to-four unit units.
Work Winchester, VA at the parcel level
Every Winchester, VA parcel carries owner and address; every Winchester, VA parcel carries APN; Winchester, VA distress scores sit on the Winchester, VA live board.
Winchester, VA figures refresh with each source.
Winchester, VA questions
Most distressed ZIP code in Winchester County, VA?
ZIP 22601 leads Winchester, VA at 8/100; the Winchester, VA average is 8/100.
Where does Winchester County, VA rank for investment opportunity?
Winchester, VA is #2,955 among all ranked counties, #104 in Virginia; the Winchester, VA driver is bank institutional; Winchester, VA moved up 50 places.
How many mortgages are delinquent in Winchester County, VA?
Winchester, VA takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Winchester, VA.
Which banks lend in Winchester County, VA?
6 watched lenders hold Winchester, VA branches; the largest Winchester, VA footprints are Farmers&Merchants Bank (3), Bank Of Clarke (2), First Bank (1).
More on Winchester, VA
Winchester County, VA distress report: public-record figures for Winchester, VA; not legal advice for Winchester, VA; not tax or investment advice; verify every Winchester, VA record before acting.