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Distress scoring by county and ZIP, market phase, and the day queue.

Wise County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Wise County, Virginia? DLRadar grades every Wise County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Wise County breakdown.

  • Wise County's most distressed ZIP is 24283 at 24/100.
  • 8 ZIP codes tracked in Wise County, averaging 23/100 distress.
  • Wise County reads expansion — home values up 5.5% year over year.
  • Vacancy runs 13.6% across Wise County's tracked ZIPs, with a 18.2% poverty rate.
  • The typical Wise County home is worth about $109,643 against a ~$48,544 median income.
  • Lending headwind in Wise County sits at 76/100 — a forward read on distressed supply.

Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
12428324/100
22421623/100
32423023/100
42424623/100
52427923/100
62429323/100
72427322/100
82421921/100

Most distressed ZIP codes in Wise County (composite distress 0-100, 2026)

What is driving Wise County distress

Wise County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 23/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Wise County market phase and pricing

Wise County reads expansion — home prices rose 5.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.

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Questions and answers

What is the most distressed ZIP code in Wise County, VA?

ZIP 24283 leads Wise County at 24/100, recomputed monthly from public records.

Where is Wise County in the housing cycle?

Phase for Wise County: expansion, tracking a 5.5% gain year over year, read off the FHFA index.

What is this Wise County analysis built from?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 8 Wise County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Wise County ZIP codes?

One county number flattens a wide range. Across the Wise County ZIPs DLRadar ranks, scores run from 24/100 in 24283 down to 21/100 in 24219, against a Wise County average of 23/100. A spread of 3 points means Wise County has to be worked ZIP by ZIP.

What do Wise County home values and vacancy say about distressed supply?

The typical Wise County home carries about $109,643 of value against a median household income near $48,544. Vacancy across Wise County's tracked ZIPs runs 13.6% and the poverty rate is 18.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Wise County's foreclosure and tax-lien record and its 76/100 lending headwind.

Related

Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.

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