Wise County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wise County, VA distress report, 2026: 8 ZIPs scored in Wise, VA, Wise, VA average 21/100; the top Wise, VA ZIP is 24283 at 22/100; Wise, VA market phase expansion, Wise, VA prices +5.5% year over year.
- Wise, VA ranks #403 nationally (opportunity index); Wise, VA #11 in Virginia; Wise, VA index 33.9.
- Wise, VA: no CFPB county sample; Wise, VA non-metro area reading 1.2%.
- Wise, VA ZIP phases: 8 expansion.
- Wise, VA residential listings tracked: 18 across 8 ZIPs; Wise, VA candidate listings 9.
- Wise, VA HUD assisted properties: 2 with 20 units.
- Wise, VA lenders on watch: 5; largest Wise, VA footprint Miners Exchange Bank (4 branches).
- Wise, VA most distressed ZIP: 24283 at 22/100.
Wise, VA figures: DLRadar distress index; Wise, VA inputs: CFPB, FHFA, HUD, FDIC; Wise, VA rebuilt as sources refresh.
| Rank | Wise, VA ZIP | Score |
|---|---|---|
| 1 | 24283 | 22/100 |
| 2 | 24216 | 21/100 |
| 3 | 24230 | 21/100 |
| 4 | 24246 | 21/100 |
| 5 | 24279 | 21/100 |
| 6 | 24293 | 21/100 |
| 7 | 24219 | 20/100 |
| 8 | 24273 | 20/100 |
Most distressed Wise, VA ZIPs (0-100, 2026)
Mortgage delinquency around Wise, VA
No CFPB county sample covers Wise, VA; the non-metro area reading for Wise, VA: 1.2% ninety-plus; Wise, VA area thirty-to-eighty-nine 3.0% (December 2025, Wise, VA); Virginia overall 0.8%.
Opportunity index: Wise, VA
Wise, VA index 33.9, Wise, VA phase peak_opportunity; Wise, VA primary driver vacancy, Wise, VA second driver bank institutional. Wise, VA components: property stress 27.6, foreclosure pressure 28.2, listing discounts 44.8, bank stress 56.5, insurance 0.0; Wise, VA pulse 35.6; Wise, VA capital opportunity 32.2; Wise, VA seven-day change -0.4%.
ZIP market phases inside Wise, VA
8 Wise, VA ZIPs carry a price-cycle phase; Wise, VA ZIPs by phase (Wise, VA), deepest drawdown first: expansion, +5.2% YoY, 0.0% off peak (Wise, VA): 24230, 24219; expansion, +5.5% YoY (Wise, VA): 24216, 24246, 24273, 24279, Wise, VA 24283, 24293.
Residential listings by Wise, VA ZIP
Wise, VA ZIPs with the most tracked Wise, VA residential listings: 24230 8 listings, 3 candidates, bank pressure 54; 24283 5 listings, 2 candidates, bank pressure 59; 24216 1 listings, 1 candidates, bank pressure 60; 24219 1 listings, 0 candidates, bank pressure 54 (Wise, VA); 24273 1 listings, 1 candidates, bank pressure 62; 24279 1 listings, 1 candidates, bank pressure 60; 24293 1 listings, 1 candidates, bank pressure 60; 24246 0 listings, 0 candidates, bank pressure 60. Wise, VA totals: 18 listings; Wise, VA candidates 9; active ZIPs 1.
HUD assisted housing in Wise, VA
2 assisted properties with 20 units sit in Wise, VA; largest Wise, VA properties: Planning District I Development Corp. (Big Stone Gap) 10 units, 10 assisted; Two Inc. (Big Stone Gap) 10 units, 10 assisted.
Lenders with branches in Wise, VA
Wise, VA lenders by branch count: Miners Exchange Bank (Wise, VA): stress 84, 4 branches elevated in Wise, VA; Powell Valley National Bank (Wise, VA): stress 45, 2 branches moderate in Wise, VA; Trupoint Bank (Wise, VA): stress 71, 1 branch low in Wise, VA; First Bank&Trust Co (Wise, VA): stress 54, 1 branch moderate in Wise, VA; Farmers&Miners Bank (Wise, VA): stress 47, 1 branch moderate in Wise, VA.
Vacancy and permits, Wise, VA
2,722 of 16,627 Wise, VA housing units are vacant; Wise, VA permits, twelve months: 0 multifamily units in Wise, VA, 50 one-to-four unit units.
Work Wise, VA at the parcel level
Every Wise, VA parcel carries owner and address; every Wise, VA parcel carries APN; Wise, VA distress scores sit on the Wise, VA live board.
Wise, VA figures refresh with each source.
Wise, VA questions
Most distressed ZIP code in Wise County, VA?
ZIP 24283 leads Wise, VA at 22/100; next in Wise, VA: 24216 at 21/100; the Wise, VA average is 21/100.
Where does Wise County, VA rank for investment opportunity?
Wise, VA is #403 among all ranked counties, #11 in Virginia; the Wise, VA driver is vacancy; Wise, VA moved up 596 places.
How many mortgages are delinquent in Wise County, VA?
Wise, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Wise, VA.
Which banks lend in Wise County, VA?
5 watched lenders hold Wise, VA branches; the largest Wise, VA footprints are Miners Exchange Bank (4), Powell Valley National Bank (2), Trupoint Bank (1).
More on Wise, VA
Wise County, VA distress report: public-record figures for Wise, VA; not legal advice for Wise, VA; not tax or investment advice; verify every Wise, VA record before acting.