Woodford County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Woodford County, Kentucky? DLRadar grades every Woodford County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Woodford County breakdown.
- Woodford County's most distressed ZIP is 40347 at 27/100.
- 3 ZIP codes tracked in Woodford County, averaging 26/100 distress.
- Woodford County reads expansion — home values up 5.9% year over year.
- Vacancy runs 7.4% across Woodford County's tracked ZIPs, with a 11% poverty rate.
- The typical Woodford County home is worth about $294,400 against a ~$72,015 median income.
- Lending headwind in Woodford County sits at 19/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40347 | 27/100 |
| 2 | 40383 | 25/100 |
| 3 | 40601 | 25/100 |
Most distressed ZIP codes in Woodford County (composite distress 0-100, 2026)
What is driving Woodford County distress
DLRadar builds Woodford County's distress picture only from records anyone can pull; its ZIPs average 26/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Woodford County market phase and pricing
Phase for Woodford County: expansion (+5.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Woodford County
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What people ask
Which part of Woodford County, KY scores highest for distress?
ZIP 40347 leads Woodford County at 27/100, recomputed monthly from public records.
Which phase does Woodford County sit in right now?
The market phase for Woodford County is expansion, prices rising 5.9% on the year — derived from the FHFA House Price Index path.
Can the Woodford County figures be verified?
Every Woodford County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 3 Woodford County ZIP codes that it runs on every other U.S. county, so Woodford County's numbers are directly comparable to any other market.
How much do distress scores vary between Woodford County ZIP codes?
The county figure is a blend, not a description. Across the Woodford County ZIPs DLRadar ranks, scores run from 27/100 in 40347 down to 25/100 in 40601, against a Woodford County average of 26/100. Because the gap runs to 2 points, Woodford County rewards ZIP-level precision.
What do Woodford County home values and vacancy say about distressed supply?
The typical Woodford County home carries about $294,400 of value against a median household income near $72,015. Vacancy across Woodford County's tracked ZIPs runs 7.4% and the poverty rate is 11%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Woodford County's foreclosure and lien filings and its 19/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.