Woodford County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Woodford County, KY distress report, 2026: 3 ZIPs scored in Woodford, KY, Woodford, KY average 24/100; the top Woodford, KY ZIP is 40347 at 25/100; Woodford, KY market phase expansion, Woodford, KY prices +5.9% year over year.
- Woodford, KY ranks #2,641 nationally (opportunity index); Woodford, KY #117 in Kentucky; Woodford, KY index 25.2.
- Woodford, KY: no CFPB county sample; Woodford, KY metro area reading 0.8%.
- Woodford, KY ZIP phases: 2 expansion, 1 peak.
- Woodford, KY residential listings tracked: 2 across 2 ZIPs; Woodford, KY candidate listings 0.
- Woodford, KY HUD assisted properties: 1 with 48 units.
- Woodford, KY lenders on watch: 2; largest Woodford, KY footprint Stock Yards Bank&Trust Co (1 branch).
- Woodford, KY most distressed ZIP: 40347 at 25/100.
Woodford, KY figures: DLRadar distress index; Woodford, KY inputs: CFPB, FHFA, HUD, FDIC; Woodford, KY rebuilt as sources refresh.
| Rank | Woodford, KY ZIP | Score |
|---|---|---|
| 1 | 40347 | 25/100 |
| 2 | 40601 | 25/100 |
| 3 | 40383 | 23/100 |
Most distressed Woodford, KY ZIPs (0-100, 2026)
Mortgage delinquency around Woodford, KY
No CFPB county sample covers Woodford, KY; the metro area reading for Woodford, KY (Lexington-Fayette, KY): 0.8% ninety-plus; Woodford, KY area thirty-to-eighty-nine 1.3% (December 2025, Woodford, KY); Kentucky overall 1.0%.
Opportunity index: Woodford, KY
Woodford, KY index 25.2, Woodford, KY phase weak; Woodford, KY primary driver bank institutional, Woodford, KY second driver vacancy. Woodford, KY components: property stress 24.4, foreclosure pressure 22.6, listing discounts 19.2, bank stress 50.5, insurance 0.0; Woodford, KY pulse 27.8; Woodford, KY capital opportunity 22.5; Woodford, KY seven-day change +1.0%.
ZIP market phases inside Woodford, KY
3 Woodford, KY ZIPs carry a price-cycle phase; Woodford, KY ZIPs by phase (Woodford, KY), deepest drawdown first: expansion, +5.7% YoY (Woodford, KY): 40347; expansion, +5.9% YoY (Woodford, KY): 40383; peak, +4.5% YoY (Woodford, KY): 40601.
Residential listings by Woodford, KY ZIP
Woodford, KY ZIPs with the most tracked Woodford, KY residential listings: 40383 2 listings, 0 candidates, bank pressure 57; 40347 0 listings, 0 candidates, bank pressure 56. Woodford, KY totals: 2 listings; Woodford, KY candidates 0; active ZIPs 1.
HUD assisted housing in Woodford, KY
1 assisted properties with 48 units sit in Woodford, KY; largest Woodford, KY properties: Arbor Place Townhomes (Versaillies) 48 units.
Lenders with branches in Woodford, KY
Woodford, KY lenders by branch count: Stock Yards Bank&Trust Co (Woodford, KY): stress 51, 1 branch low in Woodford, KY; Community Trust Bank Inc (Woodford, KY): stress 47, 1 branch low in Woodford, KY.
Vacancy and permits, Woodford, KY
872 of 11,686 Woodford, KY housing units are vacant; Woodford, KY permits, twelve months: 0 multifamily units in Woodford, KY, 123 one-to-four unit units.
Work Woodford, KY at the parcel level
Every Woodford, KY parcel carries owner and address; every Woodford, KY parcel carries APN; Woodford, KY distress scores sit on the Woodford, KY live board.
Woodford, KY figures refresh with each source.
Woodford, KY questions
Most distressed ZIP code in Woodford County, KY?
ZIP 40347 leads Woodford, KY at 25/100; next in Woodford, KY: 40601 at 25/100; the Woodford, KY average is 24/100.
Where does Woodford County, KY rank for investment opportunity?
Woodford, KY is #2,641 among all ranked counties, #117 in Kentucky; the Woodford, KY driver is bank institutional; Woodford, KY moved up 170 places.
How many mortgages are delinquent in Woodford County, KY?
Woodford, KY takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Woodford, KY.
Which banks lend in Woodford County, KY?
2 watched lenders hold Woodford, KY branches; the largest Woodford, KY footprints are Stock Yards Bank&Trust Co (1), Community Trust Bank Inc (1).
More on Woodford, KY
Woodford County, KY distress report: public-record figures for Woodford, KY; not legal advice for Woodford, KY; not tax or investment advice; verify every Woodford, KY record before acting.