Yates County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Yates County, New York? DLRadar grades every Yates County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Yates County breakdown.
- Yates County's most distressed ZIP is 14561 at 26/100.
- 13 ZIP codes tracked in Yates County, averaging 22/100 distress.
- Yates County reads expansion — home values up 6.0% year over year.
- Vacancy runs 33.6% across Yates County's tracked ZIPs, with a 14% poverty rate.
- The typical Yates County home is worth about $221,958 against a ~$70,367 median income.
- Lending headwind in Yates County sits at 64/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 14561 | 26/100 |
| 2 | 14512 | 25/100 |
| 3 | 14418 | 23/100 |
| 4 | 14456 | 23/100 |
| 5 | 14415 | 22/100 |
| 6 | 14441 | 22/100 |
| 7 | 14478 | 22/100 |
| 8 | 14507 | 22/100 |
| 9 | 14527 | 22/100 |
| 10 | 14544 | 22/100 |
| 11 | 14842 | 22/100 |
| 12 | 14837 | 18/100 |
Most distressed ZIP codes in Yates County (composite distress 0-100, 2026)
What is driving Yates County distress
Yates County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 22/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Yates County market phase and pricing
DLRadar places Yates County in expansion; prices moved up 6.0% over the year. Longer marketing times follow, and with them the sellers worth calling.
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Questions about this county
What is the most distressed ZIP code in Yates County, NY?
ZIP 14561 leads Yates County at 26/100, recomputed monthly from public records.
How would you describe the Yates County market phase?
Yates County reads expansion, with home prices up 6.0% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Yates County data sourced?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 13 ZIP codes in Yates County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Yates County ZIP codes?
A single county score papers over real variation. Across the Yates County ZIPs DLRadar ranks, scores run from 26/100 in 14561 down to 18/100 in 14837, against a Yates County average of 22/100. With 8 points between best and worst, county-level targeting in Yates County wastes effort.
What do Yates County home values and vacancy say about distressed supply?
The typical Yates County home carries about $221,958 of value against a median household income near $70,367. Vacancy across Yates County's tracked ZIPs runs 33.6% and the poverty rate is 14%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Yates County's foreclosure and tax-lien record and its 64/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.