Yates County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Yates County, NY distress report, 2026: 13 ZIPs scored in Yates, NY, Yates, NY average 23/100; the top Yates, NY ZIP is 14418 at 25/100; Yates, NY market phase expansion, Yates, NY prices +6.0% year over year.
- Yates, NY ranks #667 nationally (opportunity index); Yates, NY #6 in New York; Yates, NY index 32.5.
- Yates, NY: no CFPB county sample; Yates, NY non-metro area reading 0.8%.
- Yates, NY ZIP phases: 10 expansion, 3 peak.
- Yates, NY residential listings tracked: 5 across 9 ZIPs; Yates, NY candidate listings 3.
- Yates, NY HUD assisted properties: 3 with 148 units.
- Yates, NY lenders on watch: 3; largest Yates, NY footprint Lyons National Bank (2 branches).
- Yates, NY most distressed ZIP: 14418 at 25/100.
Yates, NY figures: DLRadar distress index; Yates, NY inputs: CFPB, FHFA, HUD, FDIC; Yates, NY rebuilt as sources refresh.
| Rank | Yates, NY ZIP | Score |
|---|---|---|
| 1 | 14418 | 25/100 |
| 2 | 14561 | 25/100 |
| 3 | 14415 | 24/100 |
| 4 | 14441 | 24/100 |
| 5 | 14478 | 24/100 |
| 6 | 14507 | 24/100 |
| 7 | 14512 | 24/100 |
| 8 | 14527 | 24/100 |
| 9 | 14842 | 24/100 |
| 10 | 14544 | 23/100 |
| 11 | 14456 | 22/100 |
| 12 | 14837 | 19/100 |
Most distressed Yates, NY ZIPs (0-100, 2026)
Mortgage delinquency around Yates, NY
No CFPB county sample covers Yates, NY; the non-metro area reading for Yates, NY: 0.8% ninety-plus; Yates, NY area thirty-to-eighty-nine 3.0% (December 2025, Yates, NY); New York overall 1.0%.
Opportunity index: Yates, NY
Yates, NY index 32.5, Yates, NY phase early_signal; Yates, NY primary driver vacancy, Yates, NY second driver construction. Yates, NY components: property stress 24.1, foreclosure pressure 23.3, listing discounts 24.9, bank stress 60.0, insurance 0.0; Yates, NY pulse 39.0; Yates, NY capital opportunity 22.8; Yates, NY seven-day change -0.4%.
ZIP market phases inside Yates, NY
13 Yates, NY ZIPs carry a price-cycle phase; Yates, NY ZIPs by phase (Yates, NY), deepest drawdown first: expansion, +6.0% YoY (Yates, NY): 14415, 14441, 14478, 14507, Yates, NY 14527, 14842, 14878; expansion, +5.8% YoY (Yates, NY): 14418; peak, +4.0% YoY (Yates, NY): 14456; peak, +4.4% YoY (Yates, NY): 14512; expansion, +5.1% YoY (Yates, NY): 14544; peak, +3.7% YoY (Yates, NY): 14561; expansion, +5.9% YoY (Yates, NY): 14837.
Residential listings by Yates, NY ZIP
Yates, NY ZIPs with the most tracked Yates, NY residential listings: 14478 3 listings, 3 candidates, bank pressure 69; 14527 2 listings, 0 candidates, bank pressure 69; 14415 0 listings, 0 candidates, bank pressure 69; 14418 0 listings, 0 candidates, bank pressure 66 (Yates, NY); 14441 0 listings, 0 candidates, bank pressure 69; 14507 0 listings, 0 candidates, bank pressure 69; 14544 0 listings, 0 candidates, bank pressure 66; 14837 0 listings, 0 candidates, bank pressure 66. Yates, NY totals: 5 listings; Yates, NY candidates 3; active ZIPs 0.
HUD assisted housing in Yates, NY
3 assisted properties with 148 units sit in Yates, NY; largest Yates, NY properties: St. Marks Terrace (Penn Yan) 103 units, 22 assisted; St. Mark's Terrace Dundee (Dundee) 39 units, 39 assisted; Penn Yan Group Home (Penn Yan) 6 units, 6 assisted in Yates, NY.
Lenders with branches in Yates, NY
Yates, NY lenders by branch count: Lyons National Bank (Yates, NY): stress 76, 2 branches low in Yates, NY; Community Bank National Assn (Yates, NY): stress 68, 2 branches low in Yates, NY; Five Star Bank (Yates, NY): stress 59, 2 branches low in Yates, NY.
Vacancy and permits, Yates, NY
3,721 of 13,211 Yates, NY housing units are vacant; Yates, NY permits, twelve months: 0 multifamily units in Yates, NY, 77 one-to-four unit units.
Work Yates, NY at the parcel level
Every Yates, NY parcel carries owner and address; every Yates, NY parcel carries APN; Yates, NY distress scores sit on the Yates, NY live board.
Yates, NY figures refresh with each source.
Yates, NY questions
Most distressed ZIP code in Yates County, NY?
ZIP 14418 leads Yates, NY at 25/100; next in Yates, NY: 14561 at 25/100; the Yates, NY average is 23/100.
Where does Yates County, NY rank for investment opportunity?
Yates, NY is #667 among all ranked counties, #6 in New York; the Yates, NY driver is vacancy; Yates, NY moved down 277 places.
How many mortgages are delinquent in Yates County, NY?
Yates, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Yates, NY.
Which banks lend in Yates County, NY?
3 watched lenders hold Yates, NY branches; the largest Yates, NY footprints are Lyons National Bank (2), Community Bank National Assn (2), Five Star Bank (2).
More on Yates, NY
Yates County, NY distress report: public-record figures for Yates, NY; not legal advice for Yates, NY; not tax or investment advice; verify every Yates, NY record before acting.