York County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in York County, Virginia? DLRadar grades every York County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 York County breakdown.
- York County's most distressed ZIP is 23603 at 26/100.
- 9 ZIP codes tracked in York County, averaging 20/100 distress.
- York County reads peak — home values up 3.4% year over year.
- Vacancy runs 5.6% across York County's tracked ZIPs, with a 6.2% poverty rate.
- The typical York County home is worth about $409,614 against a ~$104,459 median income.
- Lending headwind in York County sits at 40/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 23603 | 26/100 |
| 2 | 23665 | 23/100 |
| 3 | 23188 | 20/100 |
| 4 | 23185 | 18/100 |
| 5 | 23690 | 18/100 |
| 6 | 23691 | 18/100 |
| 7 | 23692 | 18/100 |
| 8 | 23693 | 18/100 |
| 9 | 23696 | 18/100 |
Most distressed ZIP codes in York County (composite distress 0-100, 2026)
What is driving York County distress
DLRadar builds York County's distress picture only from records anyone can pull; its ZIPs average 20/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
York County market phase and pricing
DLRadar places York County in peak; prices moved up 3.4% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in York County
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Common questions
What is the most distressed ZIP code in York County, VA?
ZIP 23603 leads York County at 26/100, recomputed monthly from public records.
How would you describe the York County market phase?
Phase for York County: peak, tracking a 3.4% gain year over year, read off the FHFA index.
What are the sources behind these York County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 9 York County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between York County ZIP codes?
Averaging the county conceals how uneven it is. Across the York County ZIPs DLRadar ranks, scores run from 26/100 in 23603 down to 18/100 in 23696, against a York County average of 20/100. Those 8 points separate the ZIPs worth working in York County from the rest.
What do York County home values and vacancy say about distressed supply?
The typical York County home carries about $409,614 of value against a median household income near $104,459. Vacancy across York County's tracked ZIPs runs 5.6% and the poverty rate is 6.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to York County's foreclosure and lien filings and its 40/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.