Young County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Young County, TX distress report, 2026: 6 ZIPs scored in Young, TX, Young, TX average 7/100; the top Young, TX ZIP is 76450 at 9/100; Young, TX market phase peak, Young, TX prices +2.0% year over year.
- Young, TX ranks #2,239 nationally (opportunity index); Young, TX #198 in Texas; Young, TX index 26.9.
- Young, TX: no CFPB county sample; Young, TX non-metro area reading 1.4%.
- Young, TX ZIP phases: 6 peak.
- Young, TX residential listings tracked: 5 across 4 ZIPs; Young, TX candidate listings 2.
- Young, TX lenders on watch: 5; largest Young, TX footprint First State Bank (3 branches).
- Young, TX most distressed ZIP: 76450 at 9/100.
Young, TX figures: DLRadar distress index; Young, TX inputs: CFPB, FHFA, HUD, FDIC; Young, TX rebuilt as sources refresh.
| Rank | Young, TX ZIP | Score |
|---|---|---|
| 1 | 76450 | 9/100 |
| 2 | 76460 | 9/100 |
| 3 | 76481 | 9/100 |
| 4 | 76374 | 8/100 |
| 5 | 76372 | 5/100 |
| 6 | 76424 | 2/100 |
Most distressed Young, TX ZIPs (0-100, 2026)
Mortgage delinquency around Young, TX
No CFPB county sample covers Young, TX; the non-metro area reading for Young, TX: 1.4% ninety-plus; Young, TX area thirty-to-eighty-nine 3.5% (December 2025, Young, TX); Texas overall 1.2%.
Opportunity index: Young, TX
Young, TX index 26.9, Young, TX phase weak; Young, TX primary driver vacancy, Young, TX second driver bank institutional. Young, TX components: property stress 13.7, foreclosure pressure 14.0, listing discounts 35.0, bank stress 53.4, insurance 0.0; Young, TX pulse 27.4; Young, TX capital opportunity 26.1; Young, TX seven-day change +2.3%.
ZIP market phases inside Young, TX
6 Young, TX ZIPs carry a price-cycle phase; Young, TX ZIPs by phase (Young, TX), deepest drawdown first: peak, +1.8% YoY, 0.5% off peak (Young, TX): 76374; peak, +2.0% YoY (Young, TX): 76372, 76424, 76460, 76481; peak, +1.9% YoY (Young, TX): 76450.
Residential listings by Young, TX ZIP
Young, TX ZIPs with the most tracked Young, TX residential listings: 76450 4 listings, 2 candidates, bank pressure 53; 76460 1 listings, 0 candidates, bank pressure 57; 76374 0 listings, 0 candidates, bank pressure 60; 76481 0 listings, 0 candidates, bank pressure 57 (Young, TX). Young, TX totals: 5 listings; Young, TX candidates 2; active ZIPs 1.
Lenders with branches in Young, TX
Young, TX lenders by branch count: First State Bank (Young, TX): stress 66, 3 branches low in Young, TX; First National Bank Texas (Young, TX): stress 77, 1 branch low in Young, TX; Graham Savings&Loan Ssb (Young, TX): stress 60, 1 branch low in Young, TX; Ciera Bank (Young, TX): stress 56, 1 branch low in Young, TX; Farmers&Merchants Bank (Young, TX): stress 51, 1 branch low in Young, TX.
Vacancy and permits, Young, TX
902 of 8,545 Young, TX housing units are vacant; Young, TX permits, twelve months: 0 multifamily units in Young, TX, 18 one-to-four unit units.
Work Young, TX at the parcel level
Every Young, TX parcel carries owner and address; every Young, TX parcel carries APN; Young, TX distress scores sit on the Young, TX live board.
Young, TX figures refresh with each source.
Young, TX questions
Most distressed ZIP code in Young County, TX?
ZIP 76450 leads Young, TX at 9/100; next in Young, TX: 76460 at 9/100; the Young, TX average is 7/100.
Where does Young County, TX rank for investment opportunity?
Young, TX is #2,239 among all ranked counties, #198 in Texas; the Young, TX driver is vacancy; Young, TX moved up 553 places.
How many mortgages are delinquent in Young County, TX?
Young, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Young, TX.
Which banks lend in Young County, TX?
5 watched lenders hold Young, TX branches; the largest Young, TX footprints are First State Bank (3), First National Bank Texas (1), Graham Savings&Loan Ssb (1).
More on Young, TX
Young County, TX distress report: public-record figures for Young, TX; not legal advice for Young, TX; not tax or investment advice; verify every Young, TX record before acting.