Young County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Young County, Texas? DLRadar grades every Young County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 10/100. Here is the 2026 Young County breakdown.
- Young County's most distressed ZIP is 76450 at 10/100.
- 6 ZIP codes tracked in Young County, averaging 8/100 distress.
- Young County reads peak — home values up 2.0% year over year.
- Vacancy runs 17.7% across Young County's tracked ZIPs, with a 12.6% poverty rate.
- The typical Young County home is worth about $131,100 against a ~$60,182 median income.
- Lending headwind in Young County sits at 34/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 76450 | 10/100 |
| 2 | 76460 | 10/100 |
| 3 | 76481 | 10/100 |
| 4 | 76374 | 8/100 |
| 5 | 76372 | 5/100 |
| 6 | 76424 | 2/100 |
Most distressed ZIP codes in Young County (composite distress 0-100, 2026)
What is driving Young County distress
Young County's placement in the national index rests on public filings — a 8/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Young County market phase and pricing
Young County reads peak — home prices rose 2.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Questions and answers
Which Young County ZIP scores worst for distress?
ZIP 76450 leads Young County at 10/100, recomputed monthly from public records.
What market phase is Young County in?
FHFA price-index movement places Young County in peak; prices are up 2.0% over twelve months.
Which datasets feed the Young County scores?
Young County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 6 ZIPs are comparable to anywhere else.
How much do distress scores vary between Young County ZIP codes?
One county number flattens a wide range. Across the Young County ZIPs DLRadar ranks, scores run from 10/100 in 76450 down to 2/100 in 76424, against a Young County average of 8/100. A spread of 8 points means Young County has to be worked ZIP by ZIP.
What do Young County home values and vacancy say about distressed supply?
The typical Young County home carries about $131,100 of value against a median household income near $60,182. Vacancy across Young County's tracked ZIPs runs 17.7% and the poverty rate is 12.6%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Young County's foreclosure and lien data and its 34/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.