ZIP 76450 Foreclosure, Tax-Lien & Distress Report

In Young County, Texas, ZIP 76450 scores 10 of 100 for composite distress, a minimal level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (22/100), institutional ownership (14/100), mortgage stress (7/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. The latent-versus-live split is 22/100 structural and 2/100 already moving.

The market reads peak — home values rose 1.9% year on year, and 16% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

75% of housing is owner-occupied. The vacancy rate is 11.6% — elevated. Rent burden reaches 26% of tenant households. About 25% have a four-year degree. About 12,890 people live here, median age 40. 17.2% of residents fall below the poverty threshold. The ZIP holds roughly 6,343 housing units. The demographic-stress sub-score lands at 27/100. A median home runs $192,900 here, or 2.8 times local income. Median household income is $67,076, below the U.S. median near $78,000.

Net-net, 76450 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 76450 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 76450 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 10/100 composite is a like-for-like number rather than an isolated estimate. 76450 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 10/100 figure for 76450 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 76450 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.