ZIP 76449 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 76449 (Palo Pinto County, Texas) at a low 21/100 for overall property distress. Structural risk reads 46/100 against active distress of 3/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100). The most distinctive pressure shows up in structural risk (46/100), institutional ownership (45/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (12/100) stay muted.

The market reads peak — home values rose 1.0% year on year (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $398,700, an affordability ratio of 3.8× — accessible. 83% of housing is owner-occupied. Vacancy runs 64.2%, above the national norm and a classic distress-and-opportunity signal. About 28% have a four-year degree. Around 16% of renters are cost-burdened. Households earn a median $70,819 — near the roughly $78,000 national figure. About 2,157 people live here, median age 57. 9.5% of residents fall below the poverty threshold. The ZIP holds roughly 2,669 housing units. On demographic stress specifically, 76449 scores 31/100.

On the whole, 76449 leans distressed, with opportunity clustered in specific stressed parcels. 76449 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 76449's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 76449, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 76449 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 76449 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.