ZIP 76449 Foreclosure, Tax-Lien & Distress Report
Palo Pinto County, Texas · High Vacancy market
DLRadar grades ZIP 76449 (Palo Pinto County, Texas) at a low 22/100 for overall property distress. Structural risk reads 49/100 against active distress of 3/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100). The most distinctive pressure shows up in structural risk (49/100), institutional ownership (45/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (12/100) stay muted.
The market reads peak — home values rose 1.0% year on year (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Home values center near $398,700, an affordability ratio of 3.8× — accessible. 83% of housing is owner-occupied. Vacancy runs 64.2%, above the national norm and a classic distress-and-opportunity signal. About 28% have a four-year degree. Around 16% of renters are cost-burdened. Households earn a median $70,819 — near the roughly $78,000 national figure. About 2,157 people live here, median age 57. 9.5% of residents fall below the poverty threshold. The ZIP holds roughly 2,669 housing units. On demographic stress specifically, 76449 scores 31/100.
On the whole, 76449 leans distressed, with opportunity clustered in specific stressed parcels. 76449 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 76449's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 76449, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 22/100 figure for 76449 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 76449 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 76449’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 76449 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 76449, the same set carried on every parcel.
Neighbouring ZIPs in Palo Pinto County
Nearest ZIP codes to 76449
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
More ZIP, county and state distress intelligence connected to Palo Pinto County, Texas.
Open the complete 76449 acquisition file
See who owns each distressed property in 76449, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology