ZIP 76449 Property Distress & Foreclosure Data

Composite property distress in 76449 (Palo Pinto County, Texas) lands at 20/100 — low on DLRadar's public-record scoring. Structural risk reads 48/100 against active distress of 3/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100). The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (12/100) register low.

The market reads peak — home values rose 1.1% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $398,700, an affordability ratio of 3.8× — accessible. Owners hold 83% of homes, renters 17%. Vacancy runs 64.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 28% bachelor's-or-above. Rent burden reaches 16% of tenant households. Median household income is $70,819, near the U.S. median near $78,000. About 2,157 people live here, median age 57. 9.5% of residents fall below the poverty threshold. There are about 2,669 housing units across 76449. DLRadar's demographic-stress index for the area reads 31/100.

Net-net, 76449 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.