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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 76484 Foreclosure, Tax-Lien & Distress Report

Palo Pinto County, Texas · High Vacancy market

ZIP code 76484 in Palo Pinto County, Texas carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are structural risk (46/100), institutional ownership (45/100), construction/permit lag (21/100). construction/permit lag (21/100) and mortgage stress (11/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100). The split runs 46/100 structural to 3/100 active on the ground.

The peak-phase market in 76484 posted values that rose 0.9% over the year, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 25% of adults hold a bachelor's degree or higher. Roughly 1.4% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 1,000 with a median age of 41. On demographic stress specifically, 76484 scores 18/100. The ZIP holds roughly 433 housing units. Home values center near $164,200, an affordability ratio of 1.7× — accessible. At $93,684, median income runs above typical U.S. levels. Vacancy runs 38.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. 95% of housing is owner-occupied.

On the whole, 76484 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 76484 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 76484 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76484 can be compared directly against any other ZIP in Palo Pinto County, Texas or nationwide. The score is rebuilt from public data as it updates, so 76484 reflects the current record instead of a stale or modeled snapshot.

76484's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 76484 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

21/100
Composite stress
46/100
Structural risk
3/100
Distress activity

What is driving ZIP 76484’s distress

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk53
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 76484 by the numbers

A live read on 76484: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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