ZIP 76475 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 76475 (Palo Pinto County, Texas) lands at 15/100 — low on DLRadar's public-record scoring. Structurally it carries 33/100, against 3/100 of stress already in motion. Its heaviest discrete signals: institutional ownership (36/100), structural risk (33/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and construction/permit lag (3/100) register low.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 13/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $201,100 (2.3× income, relatively affordable). Roughly 24.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $48,977, below the U.S. median near $78,000. Around 21% of adults hold a bachelor's degree or higher. Rent burden reaches 32% of tenant households. The demographic-stress sub-score lands at 33/100. The ZIP holds roughly 788 housing units. 1,037 residents call 76475 home, typically aged 38. Owners hold 69% of homes, renters 31%. The vacancy rate is 48.6% — elevated.

Taken together, 76475 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 76475 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 76475 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 76475 reflects the current record instead of a stale or modeled snapshot.

Each component behind 76475 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. In workflow terms, 76475 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.