ZIP 76486 Foreclosure, Tax-Lien & Distress Report

ZIP code 76486 in Jack County, Texas carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (43/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (14/100). Structural exposure scores 43 and live distress 4 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100).

Prices here sit in a peak phase: values rose 1.7% over the trailing year, at 17/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 10% of renters are cost-burdened. 9.2% of residents fall below the poverty threshold. There are about 553 housing units across 76486. About 25% have a four-year degree. Home values center near $408,600, an affordability ratio of 4.0×. On demographic stress specifically, 76486 scores 29/100. Vacancy runs 24.5%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 1,375 with a median age of 34. Households earn a median $81,131 — near the roughly $78,000 national figure. 76% of housing is owner-occupied.

On the whole, 76486 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 76486 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 76486 stays directly comparable to neighboring ZIPs and the rest of Jack County, Texas. Every figure is auditable to a public dataset and refreshed on ingest; 76486 shows blanks, not estimates, wherever the record is sparse.

Each component behind 76486 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 76486 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.