Zapata County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Zapata County, TX distress report, 2026: 5 ZIPs scored in Zapata, TX, Zapata, TX average 6/100; the top Zapata, TX ZIP is 78545 at 13/100; Zapata, TX market phase peak, Zapata, TX prices +0.9% year over year.
- Zapata, TX ranks #1,934 nationally (opportunity index); Zapata, TX #172 in Texas; Zapata, TX index 27.9.
- Zapata, TX: no CFPB county sample; Zapata, TX non-metro area reading 1.4%.
- Zapata, TX ZIP phases: 5 peak.
- Zapata, TX residential listings tracked: 0 across 3 ZIPs; Zapata, TX candidate listings 0.
- Zapata, TX HUD assisted properties: 1 with 24 units.
- Zapata, TX lenders on watch: 3; largest Zapata, TX footprint Zapata National Bank (1 branch).
- Zapata, TX most distressed ZIP: 78545 at 13/100.
Zapata, TX figures: DLRadar distress index; Zapata, TX inputs: CFPB, FHFA, HUD, FDIC; Zapata, TX rebuilt as sources refresh.
| Rank | Zapata, TX ZIP | Score |
|---|---|---|
| 1 | 78545 | 13/100 |
| 2 | 78361 | 6/100 |
| 3 | 78067 | 4/100 |
| 4 | 78076 | 4/100 |
| 5 | 78564 | 4/100 |
Most distressed Zapata, TX ZIPs (0-100, 2026)
Mortgage delinquency around Zapata, TX
No CFPB county sample covers Zapata, TX; the non-metro area reading for Zapata, TX: 1.4% ninety-plus; Zapata, TX area thirty-to-eighty-nine 3.5% (December 2025, Zapata, TX); Texas overall 1.2%.
Opportunity index: Zapata, TX
Zapata, TX index 27.9, Zapata, TX phase weak; Zapata, TX primary driver vacancy, Zapata, TX second driver bank institutional. Zapata, TX components: property stress 14.9, foreclosure pressure 17.5, listing discounts 24.9, bank stress 60.5, insurance 0.0; Zapata, TX pulse 32.6; Zapata, TX capital opportunity 20.8.
ZIP market phases inside Zapata, TX
5 Zapata, TX ZIPs carry a price-cycle phase; Zapata, TX ZIPs by phase (Zapata, TX), deepest drawdown first: peak, +0.9% YoY (Zapata, TX): 78067, 78076, 78545, 78564; peak, +1.9% YoY (Zapata, TX): 78361.
Residential listings by Zapata, TX ZIP
Zapata, TX ZIPs with the most tracked Zapata, TX residential listings: 78067 0 listings, 0 candidates, bank pressure 65; 78076 0 listings, 0 candidates, bank pressure 65; 78564 0 listings, 0 candidates, bank pressure 65. Zapata, TX totals: 0 listings; Zapata, TX candidates 0; active ZIPs 0.
HUD assisted housing in Zapata, TX
1 assisted properties with 24 units sit in Zapata, TX; largest Zapata, TX properties: Casa Trinidad (Zapata) 24 units, 24 assisted.
Lenders with branches in Zapata, TX
Zapata, TX lenders by branch count: Zapata National Bank (Zapata, TX): stress 93, 1 branch low in Zapata, TX; Falcon International Bank (Zapata, TX): stress 52, 1 branch low in Zapata, TX; International Bk Of Com (Zapata, TX): stress 51, 1 branch low in Zapata, TX.
Vacancy and permits, Zapata, TX
1,690 of 6,255 Zapata, TX housing units are vacant.
Work Zapata, TX at the parcel level
Every Zapata, TX parcel carries owner and address; every Zapata, TX parcel carries APN; Zapata, TX distress scores sit on the Zapata, TX live board.
Zapata, TX figures refresh with each source.
Zapata, TX questions
Most distressed ZIP code in Zapata County, TX?
ZIP 78545 leads Zapata, TX at 13/100; next in Zapata, TX: 78361 at 6/100; the Zapata, TX average is 6/100.
Where does Zapata County, TX rank for investment opportunity?
Zapata, TX is #1,934 among all ranked counties, #172 in Texas; the Zapata, TX driver is vacancy; Zapata, TX moved down 250 places.
How many mortgages are delinquent in Zapata County, TX?
Zapata, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Zapata, TX.
Which banks lend in Zapata County, TX?
3 watched lenders hold Zapata, TX branches; the largest Zapata, TX footprints are Zapata National Bank (1), Falcon International Bank (1), International Bk Of Com (1).
More on Zapata, TX
Zapata County, TX distress report: public-record figures for Zapata, TX; not legal advice for Zapata, TX; not tax or investment advice; verify every Zapata, TX record before acting.