ZIP Investment Profile: Distress Opportunity, Discount Potential, Execution and Macro Risk (2026)
The ZIP investment profile is the one number on a dossier that tries to answer the buyer's question directly: is this ZIP worth working. It combines four sub-scores, distress opportunity, discount potential, execution risk and macro risk, into a 0-100 profile with a tier label, a market type and a strategy fit, and it describes its method on the card. This report gives the tier mix nationwide, the highest-scoring ZIPs and the way each sub-score is built.
- 33,774 ZIPs carry an investment profile; the average is 19.7, 0 score 60 or higher and 33,301 sit under 30.
- Tier mix on the investment-profile card: Low Opportunity 27,586, Selective 6,188.
- Market types: Balanced Market 21,682, Stable Market 5,510, Stable + Macro Risk 4,685, Speculative Market 1,461, Opportunity Market 424, Distress Market 12.
- 71350 in Avoyelles County, LA scores highest at 37.9, distress opportunity 60.5 and discount potential 81.8.
investment-profile: the ZIP investment profile figures as of 2026-10-20; source DLRadar's ZIP investment-profile table built on its public-record and agency signals.
| ZIP (county, state) | Profile 0-100 | Distress opportunity | Discount potential | Market type |
|---|---|---|---|---|
| 71350 (Avoyelles, LA) | 37.9 | 60.5 | 81.8 | Distress Market |
| 65724 (Hickory, MO) | 37.5 | 60.5 | 67.1 | Distress Market |
| 12496 (Greene, NY) | 37.4 | 56.9 | 69.1 | Opportunity Market |
| 87529 (Taos, NM) | 36.7 | 52.3 | 62.6 | Opportunity Market |
| 33955 (Charlotte, FL) | 36.6 | 71.6 | 81.0 | Distress Market |
| 33953 (Charlotte, FL) | 36.5 | 71.6 | 80.7 | Distress Market |
| 03220 (Belknap, NH) | 36.2 | 50.2 | 65.3 | Opportunity Market |
| 98297 (San Juan, WA) | 36.1 | 48.6 | 80.0 | Opportunity Market |
| 33993 (Lee, FL) | 36.0 | 68.7 | 76.9 | Distress Market |
| 59834 (Missoula, MT) | 35.9 | 49.5 | 64.2 | Opportunity Market |
ZIPs by investment profile (investment-profile, as of 2026-10-20)
The highest investment-profile ZIPs
71350 in Avoyelles County, LA: profile 37.9, distress 60.5, discount 81.8, Distress Market; 65724 in Hickory County, MO: profile 37.5, distress 60.5, discount 67.1, Distress Market; 12496 in Greene County, NY: profile 37.4, distress 56.9, discount 69.1, Opportunity Market; 87529 in Taos County, NM: profile 36.7, distress 52.3, discount 62.6, Opportunity Market; 33955 in Charlotte County, FL: profile 36.6, distress 71.6, discount 81.0, Distress Market; 33953 in Charlotte County, FL: profile 36.5, distress 71.6, discount 80.7, Distress Market.
What investment-profile measures
Distress opportunity reads foreclosure pressure, vacancy and construction stress; discount potential reads price stress and the discount feed; execution risk reads liquidity and institutional risk; macro risk reads insurance and climate. The profile blends distress and discount, subtracts execution and macro risk, and is scaled to 0-100.
How investment-profile is computed
Each input is an existing 0-100 ZIP signal; the card lists them under key input signals so the arithmetic can be checked. Tier labels bucket the profile; market type reads the phase and supply cards; strategy fit and best fit are rule-based labels derived from which sub-scores dominate.
How to use investment-profile on a deal
A high profile with low execution risk is the buy-and-hold setup; a high profile driven by discount potential with high macro risk is a flip in a climate-exposed market where the hold must be short. The interpretation line on the card says which it is. Use the profile to rank ZIPs, then open the parcel-level flags to pick the sellers.
Read investment-profile on your ZIPs
The opportunity index ranks counties and ZIPs by the related county model; the live board shows the ZIP profile on every parcel.
Investment-profile refreshes with its source table.
ZIP Investment Profile: Distress Opportunity, Discount Potential, Execution and Macro Risk (2026): questions
Is the profile a recommendation?
No. It is a modeled composite of public signals, described in plain terms; the decision and the diligence are the buyer's.
Why can a low-opportunity ZIP still have distressed parcels?
The profile is a ZIP average; a parcel's own flags can stack high anywhere.
How often does it change?
Monthly, as its input tables refresh.
More on the ZIP investment profile
ZIP Investment Profile: Distress Opportunity, Discount Potential, Execution and Macro Risk (2026) (investment-profile) is computed from DLRadar's ZIP investment-profile table built on its public-record and agency signals; the ZIP investment profile is research (investment-profile), not legal advice; nothing on the investment-profile page is tax or investment-profile investment advice, so verify every investment-profile figure with its issuing agency before acting.