Distressed Properties in Michigan
DLRadar scores 83 Michigan counties on market cycle, bank stress and insurance distress. None of Michigan's counties is in contraction or recovery (Michigan); Michigan home prices average +4.7% year over year.
Michigan averages 65/100 bank stress and 31/100 insurance distress.
Michigan residential listings tracked: 10,582 across 909 ZIPs; Michigan candidate listings 1,884; 442 Michigan ZIPs read active. Busiest Michigan ZIPs: 48170 150 listings, 19 candidates; 48221 144 listings, 25 candidates; 48067 133 listings, 10 candidates in Michigan; 48073 131 listings, 17 candidates; 48439 112 listings, 8 candidates; 48167 111 listings, 23 candidates.
HUD lists 550 assisted multifamily properties in Michigan with 62,651 units, 25,921 of the Michigan units assisted.
Michigan ZIPs by price-cycle phase: 719 peak, 486 expansion, 34 neutral.
Michigan ninety-day mortgage delinquency 0.9% as of December 2025; highest sampled Michigan counties: Wayne 1.3%, Monroe 1.2%, Calhoun 1.2%.
Counties tracked
83
Markets softening
0
Michigan: contraction / recovery
Avg home price
+4.7%
Michigan YoY
Avg bank stress
65/100
Michigan counties
Michigan counties to watch
1. Ingham County+4.7% YoY, bank 64/100 (17 banks), insurance 61/100Neutral2. Clinton County+4.7% YoY, bank 64/100 (5 banks), insurance 22/100Neutral3. Eaton County+4.7% YoY, bank 69/100 (10 banks), insurance 47/100Neutral4. Kalamazoo County+0.6% YoY, bank 64/100 (13 banks), insurance 59/100Peak5. Monroe County+2.1% YoY, 1.3% off peak, bank 65/100 (7 banks), insurance 53/100Peak6. Muskegon County+2.1% YoY, bank 65/100 (7 banks), insurance 54/100Peak7. Benzie County+3.1% YoY, bank 75/100 (3 banks), insurance 27/100Peak8. Grand Traverse County+3.1% YoY, bank 64/100 (13 banks), insurance 66/100Peak9. Leelanau County+3.1% YoY, bank 69/100 (4 banks), insurance 5/100Peak10. Kalkaska County+3.1% YoY, bank 63/100 (1 banks), insurance 27/100Peak11. Washtenaw County+3.2% YoY, bank 63/100 (15 banks), insurance 61/100Peak12. Genesee County+3.2% YoY, bank 64/100 (8 banks), insurance 27/100Peak13. Midland County+3.6% YoY, bank 61/100 (7 banks), insurance 5/100Peak14. Ottawa County+3.9% YoY, bank 57/100 (15 banks), insurance 23/100Peak15. Montcalm County+3.9% YoY, bank 61/100 (7 banks), insurance 60/100Peak16. Ionia County+3.9% YoY, bank 63/100 (5 banks), insurance 57/100Peak17. Barry County+3.9% YoY, bank 74/100 (5 banks), insurance 57/100Peak18. Kent County+3.9% YoY, bank 62/100 (24 banks), insurance 61/100Peak19. Saginaw County+4% YoY, bank 63/100 (10 banks), insurance 64/100Peak20. Wexford County+4.2% YoY, bank 57/100 (5 banks), insurance 66/100Peak21. Allegan County+4.2% YoY, bank 61/100 (6 banks), insurance 37/100Peak22. Alpena County+4.2% YoY, bank 57/100 (3 banks), insurance 56/100Peak23. Branch County+4.2% YoY, bank 63/100 (6 banks), insurance 20/100Peak24. Chippewa County+4.2% YoY, bank 55/100 (3 banks), insurance 20/100Peak25. Delta County+4.2% YoY, bank 53/100 (5 banks), insurance 24/100Peak26. Dickinson County+4.2% YoY, bank 69/100 (8 banks), insurance 0/100Peak27. Emmet County+4.2% YoY, bank 64/100 (8 banks), insurance 56/100Peak28. Gratiot County+4.2% YoY, bank 62/100 (4 banks), insurance 55/100Peak29. Hillsdale County+4.2% YoY, bank 70/100 (5 banks), insurance 22/100Peak30. Houghton County+4.2% YoY, bank 64/100 (7 banks), insurance 0/100Peak31. Isabella County+4.2% YoY, bank 67/100 (5 banks), insurance 0/100Peak32. Keweenaw County+4.2% YoY, insurance 0/100Peak33. Lapeer County+4.2% YoY, bank 58/100 (7 banks), insurance 0/100Peak34. Lenawee County+4.2% YoY, bank 60/100 (7 banks), insurance 0/100Peak35. Livingston County+4.2% YoY, bank 59/100 (12 banks), insurance 58/100Peak36. Macomb County+4.2% YoY, bank 67/100 (13 banks), insurance 64/100Peak37. Marquette County+4.2% YoY, bank 68/100 (8 banks), insurance 37/100Peak38. Mason County+4.2% YoY, bank 71/100 (5 banks), insurance 0/100Peak39. Mecosta County+4.2% YoY, bank 64/100 (8 banks), insurance 63/100Peak40. Menominee County+4.2% YoY, bank 76/100 (5 banks), insurance 63/100Peak41. Missaukee County+4.2% YoY, bank 55/100 (3 banks), insurance 27/100Peak42. Oakland County+4.2% YoY, bank 66/100 (29 banks), insurance 63/100Peak43. St. Clair County+4.2% YoY, bank 56/100 (7 banks), insurance 23/100Peak44. St. Joseph County+4.2% YoY, bank 68/100 (8 banks), insurance 0/100Peak45. Shiawassee County+4.2% YoY, bank 60/100 (6 banks), insurance 20/100Peak46. Wayne County+4.2% YoY, bank 65/100 (15 banks), insurance 65/100Peak47. Bay County+5.1% YoY, bank 64/100 (7 banks), insurance 0/100Expansion48. Luce County+5.5% YoY, bank 70/100 (2 banks), insurance 0/100Expansion49. Mackinac County+5.5% YoY, bank 78/100 (3 banks), insurance 0/100Expansion50. Antrim County+5.5% YoY, bank 52/100 (4 banks), insurance 51/100Expansion51. Manistee County+5.5% YoY, bank 68/100 (5 banks), insurance 37/100Expansion52. Van Buren County+5.5% YoY, bank 68/100 (7 banks), insurance 19/100Expansion53. Alger County+5.5% YoY, bank 75/100 (1 banks), insurance 0/100Expansion54. Sanilac County+5.5% YoY, bank 48/100 (6 banks), insurance 0/100Expansion55. Schoolcraft County+5.5% YoY, bank 71/100 (2 banks), insurance 0/100Expansion56. Alcona County+5.5% YoY, bank 86/100 (1 banks), insurance 58/100Expansion57. Presque Isle County+5.5% YoY, bank 76/100 (2 banks), insurance 27/100Expansion58. Otsego County+5.5% YoY, bank 67/100 (5 banks), insurance 0/100Expansion59. Lake County+5.5% YoY, bank 55/100 (1 banks), insurance 27/100Expansion60. Arenac County+5.5% YoY, bank 63/100 (4 banks), insurance 23/100Expansion61. Roscommon County+5.5% YoY, bank 58/100 (4 banks), insurance 60/100Expansion62. Montmorency County+5.5% YoY, bank 57/100 (2 banks), insurance 27/100Expansion63. Baraga County+5.5% YoY, bank 62/100 (1 banks), insurance 0/100Expansion64. Newaygo County+5.5% YoY, bank 61/100 (5 banks), insurance 68/100Expansion65. Tuscola County+5.5% YoY, bank 61/100 (6 banks), insurance 27/100Expansion66. Oceana County+5.5% YoY, bank 71/100 (5 banks), insurance 60/100Expansion67. Gogebic County+5.5% YoY, bank 82/100 (3 banks), insurance 0/100Expansion68. Ogemaw County+5.5% YoY, bank 65/100 (4 banks), insurance 27/100Expansion69. Ontonagon County+5.5% YoY, bank 62/100 (2 banks), insurance 0/100Expansion70. Osceola County+5.5% YoY, bank 58/100 (2 banks), insurance 65/100Expansion71. Huron County+5.5% YoY, bank 60/100 (7 banks), insurance 0/100Expansion72. Gladwin County+5.5% YoY, bank 63/100 (2 banks), insurance 0/100Expansion73. Crawford County+5.5% YoY, bank 56/100 (2 banks), insurance 61/100Expansion74. Iosco County+5.5% YoY, bank 73/100 (3 banks), insurance 58/100Expansion75. Iron County+5.5% YoY, bank 78/100 (4 banks), insurance 27/100Expansion76. Oscoda County+5.5% YoY, bank 58/100 (2 banks), insurance 27/100Expansion77. Clare County+5.5% YoY, bank 66/100 (3 banks), insurance 0/100Expansion78. Cheboygan County+5.5% YoY, bank 75/100 (4 banks), insurance 68/100Expansion79. Charlevoix County+5.5% YoY, bank 52/100 (4 banks), insurance 59/100Expansion80. Jackson County+5.8% YoY, bank 72/100 (12 banks), insurance 5/100Expansion81. Cass County+6.1% YoY, bank 67/100 (4 banks), insurance 23/100Expansion82. Berrien County+7% YoY, bank 59/100 (8 banks), insurance 18/100Expansion83. Calhoun County+8.7% YoY, bank 70/100 (10 banks), insurance 19/100Expansion
Distressed properties in Michigan — FAQ
How do I find Michigan distressed properties?
Start with the 0 of 83 Michigan counties in contraction or recovery, led by Ingham County, then open each Michigan county's ZIP scores.
Where does the Michigan data come from?
Michigan price cycle from FHFA; Michigan bank stress (65/100) from FDIC call reports; Michigan insurance distress (31/100) from FEMA and NFIP.