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Distressed Properties in West Virginia

DLRadar scores 55 West Virginia counties on market cycle, bank stress and insurance distress. 2 are in contraction or recovery; West Virginia home prices average +7.1% year over year.

West Virginia averages 57/100 bank stress and 50/100 insurance distress.

Furthest through the turn in West Virginia: Ohio County (-0.5%), Marshall County (-0.5%).

West Virginia residential listings tracked: 1,236 across 565 ZIPs; West Virginia candidate listings 393; 110 West Virginia ZIPs read active. Busiest West Virginia ZIPs: 25425 90 listings, 24 candidates; 25427 71 listings, 17 candidates; 25438 70 listings in West Virginia; 25414 66 listings, 5 candidates; 25419 65 listings, 18 candidates; 25428 56 listings, 4 candidates.

HUD lists 126 assisted multifamily properties in West Virginia with 7,875 units, 6,736 of the West Virginia units assisted.

West Virginia ZIPs by price-cycle phase: 1,424 peak, 1,012 expansion, 82 contraction, 58 neutral, 1 recovery.

West Virginia ninety-day mortgage delinquency 1.1% as of December 2025; highest sampled West Virginia counties: Kanawha 2.1%, Berkeley 1.3%.

Counties tracked
55
Markets softening
2
West Virginia: contraction / recovery
Avg home price
+7.1%
West Virginia YoY
Avg bank stress
57/100
West Virginia counties

West Virginia counties to watch

1. Ohio County-0.5% YoY, bank 52/100 (7 banks), insurance 89/100Contraction2. Marshall County-0.5% YoY, bank 56/100 (6 banks), insurance 72/100Contraction3. Morgan County+0.3% YoY, 2.9% off peak, bank 60/100 (4 banks), insurance 5/100Peak4. Berkeley County+0.3% YoY, 2.9% off peak, bank 59/100 (9 banks), insurance 27/100Peak5. Taylor County+6% YoY, bank 49/100 (2 banks), insurance 20/100Expansion6. Jefferson County+6% YoY, bank 61/100 (6 banks), insurance 21/100Expansion7. Harrison County+6% YoY, bank 63/100 (13 banks), insurance 74/100Expansion8. Mercer County+6% YoY, bank 53/100 (7 banks), insurance 84/100Expansion9. Mineral County+6% YoY, bank 61/100 (5 banks), insurance 29/100Expansion10. Marion County+6% YoY, bank 63/100 (8 banks), insurance 65/100Expansion11. Doddridge County+6% YoY, bank 72/100 (2 banks), insurance 74/100Expansion12. Randolph County+6% YoY, bank 62/100 (7 banks), insurance 69/100Expansion13. Hampshire County+6.3% YoY, bank 56/100 (2 banks), insurance 7/100Expansion14. Monongalia County+6.7% YoY, bank 55/100 (13 banks), insurance 20/100Expansion15. Preston County+6.7% YoY, bank 52/100 (3 banks), insurance 59/100Expansion16. Cabell County+7.3% YoY, bank 58/100 (13 banks), insurance 66/100Expansion17. Wayne County+7.3% YoY, bank 55/100 (5 banks), insurance 68/100Expansion18. Putnam County+7.3% YoY, bank 61/100 (13 banks), insurance 58/100Expansion19. Wirt County+8% YoY, bank 53/100 (2 banks), insurance 0/100Expansion20. Wood County+8% YoY, bank 58/100 (8 banks), insurance 70/100Expansion21. Wyoming County+8% YoY, bank 51/100 (2 banks), insurance 65/100Expansion22. Braxton County+8% YoY, bank 52/100 (3 banks), insurance 0/100Expansion23. Calhoun County+8% YoY, bank 62/100 (1 banks), insurance 32/100Expansion24. Gilmer County+8% YoY, bank 49/100 (2 banks), insurance 32/100Expansion25. Grant County+8% YoY, bank 62/100 (4 banks), insurance 0/100Expansion26. Greenbrier County+8% YoY, bank 56/100 (6 banks), insurance 54/100Expansion27. Hardy County+8% YoY, bank 66/100 (4 banks), insurance 0/100Expansion28. Jackson County+8% YoY, bank 55/100 (7 banks), insurance 5/100Expansion29. Lewis County+8% YoY, bank 53/100 (3 banks), insurance 73/100Expansion30. Lincoln County+8% YoY, bank 50/100 (4 banks), insurance 75/100Expansion31. Logan County+8% YoY, bank 48/100 (7 banks), insurance 67/100Expansion32. Mcdowell County+8% YoY, bank 66/100 (2 banks), insurance 67/100Expansion33. Mason County+8% YoY, bank 64/100 (4 banks), insurance 17/100Expansion34. Mingo County+8% YoY, bank 63/100 (4 banks), insurance 67/100Expansion35. Monroe County+8% YoY, bank 49/100 (3 banks), insurance 54/100Expansion36. Nicholas County+8% YoY, bank 47/100 (6 banks), insurance 25/100Expansion37. Pendleton County+8% YoY, bank 65/100 (3 banks), insurance 67/100Expansion38. Pleasants County+8% YoY, bank 67/100 (2 banks), insurance 32/100Expansion39. Pocahontas County+8% YoY, bank 63/100 (4 banks), insurance 0/100Expansion40. Summers County+8% YoY, bank 49/100 (3 banks), insurance 36/100Expansion41. Tucker County+8% YoY, bank 56/100 (3 banks), insurance 63/100Expansion42. Tyler County+8% YoY, bank 42/100 (2 banks), insurance 78/100Expansion43. Upshur County+8% YoY, bank 50/100 (5 banks), insurance 70/100Expansion44. Webster County+8% YoY, bank 36/100 (2 banks), insurance 24/100Expansion45. Wetzel County+8% YoY, bank 52/100 (6 banks), insurance 86/100Expansion46. Barbour County+8% YoY, bank 57/100 (2 banks), insurance 66/100Expansion47. Ritchie County+8% YoY, bank 56/100 (4 banks), insurance 44/100Expansion48. Roane County+8% YoY, bank 76/100 (2 banks), insurance 76/100Expansion49. Hancock County+8.5% YoY, bank 44/100 (4 banks), insurance 72/100Expansion50. Brooke County+8.5% YoY, bank 50/100 (4 banks), insurance 76/100Expansion51. Clay County+9.2% YoY, bank 52/100 (2 banks), insurance 32/100Expansion52. Kanawha County+9.2% YoY, bank 59/100 (13 banks), insurance 88/100Expansion53. Boone County+9.2% YoY, bank 67/100 (4 banks), insurance 86/100Expansion54. Fayette County+9.6% YoY, bank 58/100 (7 banks), insurance 63/100Expansion55. Raleigh County+9.6% YoY, bank 57/100 (11 banks), insurance 61/100Expansion

Distressed properties in West Virginia — FAQ

How do I find West Virginia distressed properties?

Start with the 2 of 55 West Virginia counties in contraction or recovery, led by Ohio County, then open each West Virginia county's ZIP scores.

Where does the West Virginia data come from?

West Virginia price cycle from FHFA; West Virginia bank stress (57/100) from FDIC call reports; West Virginia insurance distress (50/100) from FEMA and NFIP.

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