ZIP 02630 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 02630 (Barnstable County, Massachusetts) returns a moderate composite of 30/100. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (87/100)). Structurally it carries 69/100, against 4/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (100/100), structural risk (69/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (14/100) register low.

Prices here sit in a neutral phase: values rose 3.7% over the trailing year, and 16% higher over three years (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $137,875, above the U.S. median near $78,000. Around 20% of renters are cost-burdened. 90% of housing is owner-occupied. Home values center near $721,500, an affordability ratio of 5.0×. Roughly 0.1% live below the poverty line, a low share typical of higher-equity areas. About 2,539 people live here, median age 41. About 64% have a four-year degree. The vacancy rate is 19.9% — elevated. The demographic-stress sub-score lands at 26/100. There are about 1,080 housing units across 02630.

Net-net, 02630 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 02630 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 02630's 30/100 can be lined up against any neighbor in Barnstable County, Massachusetts or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 02630 reflects the current record instead of a stale or modeled snapshot.

Each component behind 02630 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. In workflow terms, 02630 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.