ZIP 02630 Property Distress & Foreclosure Data

ZIP code 02630 in Barnstable County, Massachusetts carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (88/100). On the structural side it scores 63/100, with 4/100 of stress already active. What sets it apart are the readings on construction/permit lag (78/100), structural risk (63/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (14/100) register low.

The market reads peak — home values rose 2.3% year on year, and 16% higher over three years (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

At $137,875, median income runs above typical U.S. levels. Around 20% of renters are cost-burdened. 90% of housing is owner-occupied. The typical home is worth about $721,500 (5.0× income). The poverty rate is 0.1% — low. About 2,539 people live here, median age 41. Around 64% of adults hold a bachelor's degree or higher. The vacancy rate is 19.9% — elevated. The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 1,080 housing units.

Net-net, 02630 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.