ZIP 02632 Foreclosure, Tax-Lien & Distress Report

ZIP code 02632 in Barnstable County, Massachusetts carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (100/100), structural risk (69/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (14/100). Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (87/100). Structurally it carries 69/100, against 4/100 of stress already in motion.

The market reads neutral — home values rose 3.7% year on year, and 26% higher over three years, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $121,295, median income runs above typical U.S. levels. Rent burden reaches 20% of tenant households. The vacancy rate is 24.7% — elevated. Educational attainment sits at 46% bachelor's-or-above. 5.6% of residents fall below the poverty threshold. The typical home is worth about $616,700 (4.5× income). The demographic-stress sub-score lands at 28/100. About 12,217 people live here, median age 50. 81% of housing is owner-occupied. The ZIP holds roughly 6,397 housing units.

Taken together, 02632 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 02632 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 02632 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 02632 stays directly comparable to neighboring ZIPs and the rest of Barnstable County, Massachusetts. Sparse data for 02632 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 02632 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Practically, 02632 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.