ZIP 02635 Property Distress & Foreclosure Data

ZIP code 02635 in Barnstable County, Massachusetts carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 63/100 against active distress of 4/100. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (88/100). What sets it apart are the readings on construction/permit lag (78/100), structural risk (63/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (14/100) stay muted.

Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 22% higher over three years, at 35/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 33% of tenant households. A median home runs $683,600 here, or 5.5 times local income. Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. 3,673 residents call 02635 home, typically aged 55. Households earn a median $118,295 — above the roughly $78,000 national figure. Vacancy runs 25.6%, above the national norm and a classic distress-and-opportunity signal. There are about 2,124 housing units across 02635. On demographic stress specifically, 02635 scores 31/100. About 53% have a four-year degree.

Taken together, 02635 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.