ZIP 02635 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 02635 (Barnstable County, Massachusetts) lands at 28/100 — low on DLRadar's distress scoring. On the structural side it scores 65/100, with 4/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (87/100). The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (65/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (14/100).

Prices here sit in a neutral phase: values rose 3.7% over the trailing year, and 22% higher over three years, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 89% of homes, renters 11%. Rent burden reaches 33% of tenant households. Home values center near $683,600, an affordability ratio of 5.5×. Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. 3,673 residents call 02635 home, typically aged 55. At $118,295, median income runs above typical U.S. levels. The vacancy rate is 25.6% — elevated. There are about 2,124 housing units across 02635. DLRadar's demographic-stress index for the area reads 31/100. Around 53% of adults hold a bachelor's degree or higher.

On the whole, 02635 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 02635 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 02635 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 02635, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 02635 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For a buyer, 02635 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.