ZIP 11804 Foreclosure, Tax-Lien & Distress Report

ZIP code 11804 in Nassau County, New York carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structurally it carries 71/100, against 6/100 of stress already in motion. Its heaviest discrete signals: structural risk (71/100), institutional ownership (50/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (20/100). Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100).

The market reads peak — home values rose 4.9% year on year, and 24% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 4,613 with a median age of 40. Home values center near $848,500, an affordability ratio of 4.9×. Vacancy runs 6.0%. Households earn a median $159,145 — above the roughly $78,000 national figure. Owners hold 90% of homes, renters 10%. 1.5% of residents fall below the poverty threshold. The ZIP holds roughly 1,563 housing units. Around 33% of renters are cost-burdened. On demographic stress specifically, 11804 scores 26/100. Educational attainment sits at 70% bachelor's-or-above.

Overall, 11804 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 11804 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 11804's 32/100 can be lined up against any neighbor in Nassau County, New York or any ZIP coast to coast. Sparse data for 11804 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 11804 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Treat 11804 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.