ZIP 15861 Property Distress & Foreclosure Data

ZIP code 15861 in Cameron County, Pennsylvania carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (39/100), mortgage stress (22/100), structural risk (18/100). On the quiet end sit mortgage stress (22/100) and structural risk (18/100). The latent-versus-live split is 18/100 structural and 7/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (73/100)).

The expansion-phase market in 15861 posted values that rose 5.1% over the year (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 28/100. The typical home is worth about $147,500 (1.4× income, relatively affordable). The poverty rate is 8.4%. The vacancy rate is 87.1% — elevated. 95% of housing is owner-occupied. The ZIP holds roughly 460 housing units. Around 16% of adults hold a bachelor's degree or higher. At $76,563, median income runs near typical U.S. levels. Population is roughly 107 with a median age of 66.

On the whole, 15861 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.