ZIP 15861 Foreclosure, Tax-Lien & Distress Report

In Cameron County, Pennsylvania, ZIP 15861 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. The pressure is most legible in institutional ownership (36/100), mortgage stress (22/100), structural risk (17/100). On the quiet end sit mortgage stress (22/100) and structural risk (17/100). Structural risk reads 17/100 against active distress of 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (65/100).

Prices here sit in a expansion phase: values rose 5.1% over the trailing year (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 28/100. The typical home is worth about $147,500 (1.4× income, relatively affordable). 8.4% of residents fall below the poverty threshold. Vacancy runs 87.1%, above the national norm and a classic distress-and-opportunity signal. Owners hold 95% of homes, renters 5%. The ZIP holds roughly 460 housing units. Around 16% of adults hold a bachelor's degree or higher. Households earn a median $76,563 — near the roughly $78,000 national figure. 107 residents call 15861 home, typically aged 66.

Taken together, 15861 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 15861 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 15861 runs hot or quiet, its 9/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15861 can be compared directly against any other ZIP in Cameron County, Pennsylvania or nationwide. Nothing here is interpolated — where a source is thin for 15861, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 9/100 for 15861 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 15861 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.