ZIP 16238 Foreclosure, Tax-Lien & Distress Report
Armstrong County, Pennsylvania · Affordable market
In Armstrong County, Pennsylvania, ZIP 16238 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), flood (NFIP) exposure (67/100). Its heaviest discrete signals: construction/permit lag (94/100), structural risk (58/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Structurally it carries 58/100, against 2/100 of stress already in motion.
The market reads peak — home values rose 2.7% year on year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $147,900 here, or 2.0 times local income. Around 27% of renters are cost-burdened. About 446 people live here, median age 44. The vacancy rate is 6.7%. Owners hold 82% of homes, renters 18%. At $75,714, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 22/100. 6.1% of residents fall below the poverty threshold. There are about 172 housing units across 16238. About 20% have a four-year degree.
Overall, 16238 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 16238 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 16238 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. 16238 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
16238's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 16238 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 16238’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 16238 by the numbers
The live 16238 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Armstrong County ZIPs near 16238
Explore related distress reports
Further distress data across Armstrong County, Pennsylvania at ZIP, county and state level.
Unlock the full ZIP 16238 acquisition report
The full 16238 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology