ZIP 16685 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 16685 (Huntingdon County, Pennsylvania) at a low 18/100 for overall property distress. On the structural side it scores 43/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100). The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (43/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (10/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 43.0% — elevated. Home values center near $235,900, an affordability ratio of 1.6× — accessible. 0.3% of residents fall below the poverty threshold. There are about 167 housing units across 16685. Educational attainment sits at 26% bachelor's-or-above. The demographic-stress sub-score lands at 22/100. At $137,574, median income runs above typical U.S. levels. 330 residents call 16685 home, typically aged 38. The tenure split is 93% owner-occupied to 7% rented.

On the whole, 16685 leans distressed, with opportunity clustered in specific stressed parcels. While 16685 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 16685 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16685 can be compared directly against any other ZIP in Huntingdon County, Pennsylvania or nationwide. The score is rebuilt from public data as it updates, so 16685 reflects the current record instead of a stale or modeled snapshot.

Behind 16685's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 16685 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.