ZIP 16657 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 16657 (Huntingdon County, Pennsylvania) at a low 18/100 for overall property distress. Property-level stress concentrates in construction/permit lag (57/100), structural risk (42/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (10/100) stay muted. Structurally it carries 42/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100).

The market reads peak — home values rose 4.3% year on year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 880 housing units across 16657. 6.9% of residents fall below the poverty threshold. Around 57% of renters are cost-burdened. About 18% have a four-year degree. At $62,264, median income runs below typical U.S. levels. The vacancy rate is 41.0% — elevated. The tenure split is 90% owner-occupied to 10% rented. 1,262 residents call 16657 home, typically aged 52. The demographic-stress sub-score lands at 33/100. A median home runs $214,500 here, or 3.2 times local income.

Net-net, 16657 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 16657 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 16657 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 16657 reflects the current record instead of a stale or modeled snapshot.

The 18/100 figure for 16657 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 16657 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.