ZIP 17097 Foreclosure, Tax-Lien & Distress Report

Dauphin County, Pennsylvania's ZIP 17097 registers 21/100 composite distress, which DLRadar reads as low. Structurally it carries 47/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (63/100). Its standout signals are structural risk (47/100), construction/permit lag (28/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 82% of homes, renters 18%. Around 8% of renters are cost-burdened. Vacancy runs 16.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 7% bachelor's-or-above. A median home runs $99,500 here, or 1.2 times local income. The demographic-stress sub-score lands at 19/100. About 738 people live here, median age 35. At $65,227, median income runs below typical U.S. levels. The ZIP holds roughly 325 housing units. 4.7% of residents fall below the poverty threshold.

On the whole, 17097 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 17097 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 17097 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 17097 can be compared directly against any other ZIP in Dauphin County, Pennsylvania or nationwide. Nothing here is interpolated — where a source is thin for 17097, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

17097's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 17097 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.