ZIP 17221 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 17221 (Franklin County, Pennsylvania) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (62/100). On the structural side it scores 50/100, with 2/100 of stress already active. Its heaviest discrete signals: construction/permit lag (60/100), structural risk (50/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 3.4% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Median household income is $62,250, below the U.S. median near $78,000. 5.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. About 11% have a four-year degree. 90% of housing is owner-occupied. The typical home is worth about $203,200 (3.3× income, relatively affordable). There are about 213 housing units across 17221. 496 residents call 17221 home, typically aged 52. Around 14% of renters are cost-burdened. The vacancy rate is 0.0%.

On balance 17221 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 17221 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Franklin County, Pennsylvania and the nation. Nothing here is interpolated — where a source is thin for 17221, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 17221 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Practically, 17221 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.