ZIP 17865 Foreclosure, Tax-Lien & Distress Report
Northumberland County, Pennsylvania · High Vacancy market
DLRadar grades ZIP 17865 (Northumberland County, Pennsylvania) at a low 20/100 for overall property distress. Its standout signals are construction/permit lag (79/100), structural risk (44/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The latent-versus-live split is 44/100 structural and 1/100 already moving.
The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The typical home is worth about $145,800. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 100% owner-occupied to 0% rented. About 27% have a four-year degree. The ZIP holds roughly 18 housing units. About 15 people live here, median age 60. The demographic-stress sub-score lands at 19/100. The vacancy rate is 33.3% — elevated.
On the whole, 17865 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 17865 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 17865's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 17865 reflects the current record instead of a stale or modeled snapshot.
The 20/100 for 17865 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 17865 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 17865
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 17865 by the numbers
The live 17865 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Northumberland County
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Deterministic. Every signal traces to a public dataset · methodology