ZIP 23970 Property Distress & Foreclosure Data

ZIP code 23970 in Mecklenburg County, Virginia carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 24/100, with 3/100 of stress already active. What sets it apart are the readings on construction/permit lag (37/100), structural risk (24/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (8/100).

The peak-phase market in 23970 posted values that rose 4.8% over the year, and 15% higher over three years (phase confidence 50/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

60% of housing is owner-occupied. Around 44% of renters are cost-burdened. The poverty rate is 18.2% — high, a tax-stress and distress correlate. The typical home is worth about $205,000 (2.8× income, relatively affordable). At $57,225, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 32/100. Around 20% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,180 housing units. The vacancy rate is 13.0% — elevated. Population is roughly 8,092 with a median age of 41.

On the whole, 23970 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.