ZIP 27812 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 27812 (Pitt County, North Carolina) at a low 29/100 for overall property distress. Structural exposure scores 64 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (74/100). What sets it apart are the readings on structural risk (64/100), institutional ownership (62/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (24/100) register low.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, 1.4% off the recent peak (phase confidence 15/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,293 housing units. 14.1% of residents fall below the poverty threshold. Population is roughly 2,059 with a median age of 42. Owners hold 66% of homes, renters 34%. Educational attainment sits at 18% bachelor's-or-above. The vacancy rate is 18.6% — elevated. Median household income is $51,265, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 32/100. A median home runs $112,500 here, or 2.3 times local income. Rent burden reaches 59% of tenant households.

Taken together, 27812 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 27812 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 27812 stays directly comparable to neighboring ZIPs and the rest of Pitt County, North Carolina. The score is rebuilt from public data as it updates, so 27812 reflects the current record instead of a stale or modeled snapshot.

The 29/100 figure for 27812 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 27812 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.