ZIP 27812 Foreclosure, Tax-Lien & Distress Report
Pitt County, North Carolina · High Vacancy market
DLRadar grades ZIP 27812 (Pitt County, North Carolina) at a low 28/100 for overall property distress. Structural exposure scores 61 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (83/100), FEMA disaster exposure (77/100), flood (NFIP) exposure (72/100). What sets it apart are the readings on structural risk (61/100), institutional ownership (57/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (24/100) register low.
Prices here sit in a peak phase: values rose 1.8% over the trailing year, 1.4% off the recent peak (phase confidence 15/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 1,293 housing units. 14.1% of residents fall below the poverty threshold. Population is roughly 2,059 with a median age of 42. Owners hold 66% of homes, renters 34%. Educational attainment sits at 18% bachelor's-or-above. The vacancy rate is 18.6% — elevated. Median household income is $51,265, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 32/100. A median home runs $112,500 here, or 2.3 times local income. Rent burden reaches 59% of tenant households.
Taken together, 27812 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 27812 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 27812 stays directly comparable to neighboring ZIPs and the rest of Pitt County, North Carolina. The score is rebuilt from public data as it updates, so 27812 reflects the current record instead of a stale or modeled snapshot.
The 28/100 figure for 27812 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 27812 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 27812’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 27812 Stress Report snapshot
The live 27812 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Pitt County
Nearest ZIP codes to 27812
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Pitt County, North Carolina
More ZIP, county and state distress intelligence connected to Pitt County, North Carolina.
The complete 27812 distress and acquisition report
See who owns each distressed property in 27812, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology