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ZIP 27865 Foreclosure, Tax-Lien & Distress Report

Beaufort County, North Carolina · High Vacancy market

ZIP 27865's composite property-distress score is 32/100 - DLRadar classes that as moderate for Beaufort County, North Carolina. The latent-versus-live split is 70/100 structural and 8/100 already moving. What sets it apart are the readings on structural risk (70/100), institutional ownership (57/100), construction/permit lag (55/100). By contrast, mortgage stress (27/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (77/100), flood (NFIP) exposure (72/100).

The market reads peak — home values rose 1.9% year on year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,362 with a median age of 42. Home values center near $184,800, an affordability ratio of 2.4× — accessible. The vacancy rate is 14.6% — elevated. The tenure split is 93% owner-occupied to 7% rented. About 7% have a four-year degree. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 1,072 housing units. 14.3% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. Households earn a median $74,315 — near the roughly $78,000 national figure.

Net-net, 27865 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 27865 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 27865 can be compared directly against any other ZIP in Beaufort County, North Carolina or nationwide. Sparse data for 27865 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 32/100 for 27865 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 27865 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

32/100
Composite stress
70/100
Structural risk
8/100
Distress activity

ZIP 27865 distress signals, scored

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk87
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 27865 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Beaufort County

Nearest ZIP codes to 27865

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Related ZIP, county and statewide reads linked to Beaufort County, North Carolina.

Unlock the full ZIP 27865 acquisition report

See who owns each distressed property in 27865, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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