ZIP 27865 Foreclosure, Tax-Lien & Distress Report

ZIP 27865's composite property-distress score is 33/100 - DLRadar classes that as moderate for Beaufort County, North Carolina. The latent-versus-live split is 72/100 structural and 8/100 already moving. What sets it apart are the readings on structural risk (72/100), institutional ownership (62/100), construction/permit lag (58/100). By contrast, mortgage stress (27/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (74/100).

The market reads peak — home values rose 1.9% year on year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,362 with a median age of 42. Home values center near $184,800, an affordability ratio of 2.4× — accessible. The vacancy rate is 14.6% — elevated. The tenure split is 93% owner-occupied to 7% rented. About 7% have a four-year degree. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 1,072 housing units. 14.3% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. Households earn a median $74,315 — near the roughly $78,000 national figure.

Net-net, 27865 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 27865 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 27865 can be compared directly against any other ZIP in Beaufort County, North Carolina or nationwide. Sparse data for 27865 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 33/100 for 27865 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 27865 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.