ZIP 27962 Foreclosure, Tax-Lien & Distress Report

ZIP code 27962 in Washington County, North Carolina carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — FEMA disaster exposure (77/100), flood (NFIP) exposure (60/100). The sharpest non-environmental signals are institutional ownership (55/100), structural risk (46/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (4/100) register low. Latent structural risk is 46/100 while live distress already moving reads 6/100.

The market reads peak — home values rose 2.7% year on year, and 1% lower over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 68% owner-occupied to 32% rented. The vacancy rate is 18.7% — elevated. A median home runs $114,500 here, or 2.3 times local income. About 9% have a four-year degree. About 7,015 people live here, median age 47. The ZIP holds roughly 3,614 housing units. 24.4% of residents fall below the poverty threshold. Median household income is $42,342, below the U.S. median near $78,000. Rent burden reaches 37% of tenant households. DLRadar's demographic-stress index for the area reads 32/100.

On the whole, 27962 leans distressed, with opportunity clustered in specific stressed parcels. While 27962 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 27962 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 27962 stays directly comparable to neighboring ZIPs and the rest of Washington County, North Carolina. The score is rebuilt from public data as it updates, so 27962 reflects the current record instead of a stale or modeled snapshot.

The 21/100 for 27962 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 27962 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.