ZIP 28360 Foreclosure, Tax-Lien & Distress Report

ZIP 28360's composite property-distress score is 37/100 - DLRadar classes that as moderate for Robeson County, North Carolina. The most distinctive pressure shows up in construction/permit lag (90/100), structural risk (84/100), institutional ownership (62/100). mortgage stress (26/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100), FEMA disaster exposure (88/100)). On the structural side it scores 84/100, with 8/100 of stress already active.

The peak-phase market in 28360 posted values that rose 1.9% over the year, and 27% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Median household income is $46,560, below the U.S. median near $78,000. The ZIP holds roughly 5,085 housing units. About 15% have a four-year degree. The vacancy rate is 9.6%. Roughly 24.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 30/100. About 12,735 people live here, median age 38. The tenure split is 70% owner-occupied to 30% rented. Around 31% of renters are cost-burdened. Home values center near $103,700, an affordability ratio of 2.3× — accessible.

On the whole, 28360 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 28360's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 28360, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 37/100 figure for 28360 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 28360 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.