ZIP 28340 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28340 (Robeson County, North Carolina) lands at 37/100 — moderate on DLRadar's distress scoring. The most distinctive pressure shows up in construction/permit lag (90/100), structural risk (84/100), institutional ownership (62/100). mortgage stress (26/100) stay muted. The latent-versus-live split is 84/100 structural and 8/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100), FEMA disaster exposure (88/100).

The market reads peak — home values rose 1.9% year on year, and 32% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 4,255 housing units. Roughly 32.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 28340 scores 33/100. A median home runs $86,700 here, or 2.1 times local income. Households earn a median $38,188 — below the roughly $78,000 national figure. 64% of housing is owner-occupied. Rent burden reaches 37% of tenant households. The vacancy rate is 12.9% — elevated. About 10% have a four-year degree. 9,756 residents call 28340 home, typically aged 43.

Taken together, 28340 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 28340 is not published yet -- the ZIP-level readings above remain fully sourced.

The 28340 read uses the identical scoring model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 28340 stays directly comparable to neighboring ZIPs and the rest of Robeson County, North Carolina. Nothing here is interpolated — where a source is thin for 28340, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 37/100 figure for 28340 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 28340 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.