ZIP 29020 Foreclosure, Tax-Lien & Distress Report

ZIP 29020's composite property-distress score is 32/100 - DLRadar classes that as moderate for Kershaw County, South Carolina. The sharpest non-environmental signals are construction/permit lag (73/100), structural risk (72/100), institutional ownership (68/100). mortgage stress (25/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (77/100), climate & FEMA risk (64/100). The latent-versus-live split is 72/100 structural and 8/100 already moving.

The market reads peak — home values rose 3.8% year on year, and 16% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $59,389, median income runs below typical U.S. levels. 16.7% of residents fall below the poverty threshold. On demographic stress specifically, 29020 scores 34/100. The vacancy rate is 17.5% — elevated. There are about 11,414 housing units across 29020. 22,868 residents call 29020 home, typically aged 45. Around 28% of adults hold a bachelor's degree or higher. Owners hold 76% of homes, renters 24%. Rent burden reaches 55% of tenant households. Home values center near $240,100, an affordability ratio of 3.5× — accessible.

On the whole, 29020 leans distressed, with opportunity clustered in specific stressed parcels. 29020 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 29020 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Kershaw County, South Carolina and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 29020 shows blanks, not estimates, wherever the record is sparse.

Behind 29020's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 29020 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.