ZIP 29045 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 29045 (Kershaw County, South Carolina) lands at 30/100 — moderate on DLRadar's public-record scoring. The latent-versus-live split is 65/100 structural and 8/100 already moving. The pressure is most legible in institutional ownership (69/100), structural risk (65/100), construction/permit lag (27/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (26/100). Environmental exposure also runs high (FEMA disaster exposure (95/100), flood (NFIP) exposure (82/100), climate & FEMA risk (75/100)).

The peak-phase market in 29045 posted values that rose 3.6% over the year, and 17% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Population is roughly 28,896 with a median age of 38. Home values center near $266,400, an affordability ratio of 3.0× — accessible. Rent burden reaches 52% of tenant households. Vacancy runs 6.7%. The tenure split is 84% owner-occupied to 16% rented. Median household income is $80,627, near the U.S. median near $78,000. There are about 12,312 housing units across 29045. 10.6% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 29/100. Around 32% of adults hold a bachelor's degree or higher.

Net-net, 29045 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 29045 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 29045 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 29045 can be compared directly against any other ZIP in Kershaw County, South Carolina or nationwide. Sparse data for 29045 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 30/100 figure for 29045 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 29045 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.