ZIP 29203 Foreclosure, Tax-Lien & Distress Report

Richland County, South Carolina's ZIP 29203 registers 31/100 composite distress, which DLRadar reads as moderate. The split runs 66/100 structural to 8/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (95/100), climate & FEMA risk (93/100), flood (NFIP) exposure (82/100). The most distinctive pressure shows up in institutional ownership (69/100), structural risk (66/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (12/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 21% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $141,300 here, or 2.9 times local income. Median household income is $42,371, below the U.S. median near $78,000. Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 36/100. The tenure split is 48% owner-occupied to 52% rented. Rent burden reaches 46% of tenant households. 40,811 residents call 29203 home, typically aged 35. The ZIP holds roughly 18,954 housing units. Educational attainment sits at 22% bachelor's-or-above. 28.3% of residents fall below the poverty threshold.

On the whole, 29203 leans distressed, with opportunity clustered in specific stressed parcels. 29203 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 29203 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 29203 can be compared directly against any other ZIP in Richland County, South Carolina or nationwide. The score is rebuilt from public data as it updates, so 29203 reflects the current record instead of a stale or modeled snapshot.

The 31/100 for 29203 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 29203 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.