ZIP 29204 Foreclosure, Tax-Lien & Distress Report

Richland County, South Carolina's ZIP 29204 registers 31/100 composite distress, which DLRadar reads as moderate. Its heaviest discrete signals: institutional ownership (69/100), structural risk (66/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (12/100). Structural risk reads 66/100 against active distress of 8/100. It additionally carries heavy environmental risk: FEMA disaster exposure (95/100), climate & FEMA risk (93/100), flood (NFIP) exposure (82/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 25% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 39% of adults hold a bachelor's degree or higher. On demographic stress specifically, 29204 scores 34/100. The poverty rate is 21.7% — high, a tax-stress and distress correlate. About 18,067 people live here, median age 37. The vacancy rate is 11.8% — elevated. A median home runs $199,600 here, or 3.7 times local income. At $49,745, median income runs below typical U.S. levels. The tenure split is 59% owner-occupied to 41% rented. Around 43% of renters are cost-burdened. The ZIP holds roughly 8,755 housing units.

Net-net, 29204 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 29204 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 29204 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 29204 stays directly comparable to neighboring ZIPs and the rest of Richland County, South Carolina. Every figure is auditable to a public dataset and refreshed on ingest; 29204 shows blanks, not estimates, wherever the record is sparse.

Each component behind 29204 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. The point of the 29204 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.