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ZIP 31811 Foreclosure, Tax-Lien & Distress Report

Harris County, Georgia · Distress market

ZIP code 31811 in Harris County, Georgia carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (65/100)). The sharpest non-environmental signals are construction/permit lag (59/100), institutional ownership (36/100), structural risk (36/100). By contrast, structural risk (36/100) and mortgage stress (16/100) register low. Structural exposure scores 36 and live distress 5 on the 0–100 scale.

The peak-phase market in 31811 posted values that rose 1.6% over the year, 1.6% off the recent peak, and 22% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 5,976 with a median age of 42. The tenure split is 86% owner-occupied to 14% rented. Home values center near $294,600, an affordability ratio of 2.9× — accessible. About 34% have a four-year degree. Median household income is $91,290, above the U.S. median near $78,000. There are about 2,465 housing units across 31811. The vacancy rate is 10.0%. The demographic-stress sub-score lands at 28/100. Around 53% of renters are cost-burdened. 8.2% of residents fall below the poverty threshold.

Overall, 31811 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 31811 at the moment; the composite and its components are still built from verifiable public records.

The 31811 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 31811 stays directly comparable to neighboring ZIPs and the rest of Harris County, Georgia. Nothing here is interpolated — where a source is thin for 31811, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 17/100 figure for 31811 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 31811 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

17/100
Composite stress
36/100
Structural risk
5/100
Distress activity

ZIP 31811 distress signals, scored

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk25
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 31811 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 31811, the same set carried on every parcel.

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