ZIP 31804 Property Distress & Foreclosure Data

ZIP code 31804 in Harris County, Georgia carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 37/100 against active distress of 5/100. Climate and flood risk are elevated too — FEMA disaster exposure (73/100). What sets it apart are the readings on construction/permit lag (56/100), institutional ownership (39/100), structural risk (37/100). structural risk (37/100) and mortgage stress (16/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, 1.4% off the recent peak, and 27% higher over three years, at 48/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Owners hold 95% of homes, renters 5%. Median household income is $100,761, above the U.S. median near $78,000. Rent burden reaches 27% of tenant households. Home values center near $323,600, an affordability ratio of 2.9× — accessible. DLRadar's demographic-stress index for the area reads 24/100. There are about 2,345 housing units across 31804. Educational attainment sits at 26% bachelor's-or-above. 5,814 residents call 31804 home, typically aged 46. 4.3% of residents fall below the poverty threshold.

On balance, 31804 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.