ZIP 33186 Foreclosure, Tax-Lien & Distress Report

ZIP code 33186 in Miami Dade County, Florida carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (70/100), structural risk (69/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100) and construction/permit lag (11/100). The latent-versus-live split is 69/100 structural and 8/100 already moving. Environmental exposure also runs high (climate & FEMA risk (100/100), FEMA disaster exposure (95/100), flood (NFIP) exposure (87/100)).

The peak-phase market in 33186 posted values that held roughly flat over the year, and 23% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 36% of adults hold a bachelor's degree or higher. The vacancy rate is 3.4%. At $86,481, median income runs near typical U.S. levels. The ZIP holds roughly 24,862 housing units. The typical home is worth about $465,400 (4.9× income). The demographic-stress sub-score lands at 36/100. The poverty rate is 11.3%. 69% of housing is owner-occupied. Around 57% of renters are cost-burdened. Population is roughly 67,597 with a median age of 41.

On balance 33186 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.